Disability Law
Disability Claim Denied?
Canada’s Long-Term Disability Lawyers
We take on the insurer.
You focus on your health.
Our disability lawyers have helped thousands of Canadians get the disability benefits they are owed after being cut off or denied.
Canadians Helped
5-Star Google Reviews
Recovered for Clients
Until We Win
As Featured On
Long-Term Disability Lawyers Across Canada
If your long-term disability benefits have been denied, cut off, or delayed, Samfiru Tumarkin LLP can help. Our long-term disability lawyers represent Canadians in claims against major insurance companies, including Sun Life, Manulife, Canada Life, Desjardins, Blue Cross, RBC Insurance, Beneva, and others.
We help people with physical injuries, chronic pain, mental health conditions, neurological conditions, and other serious medical conditions get the benefits they are owed.
Experience That Works for You
Extensive Insurer Experience,
On Your Side
Many of our disability lawyers previously worked at major insurance companies. Today, we represent only people making claims against insurers. We use that insider knowledge to understand how insurers review claims, challenge medical evidence, and delay or deny benefits — and how to push back when they refuse to pay what you’re owed.
We Understand the
Employment Issues, Too
A disability claim often affects your job, income, benefits, and severance rights. As one of Canada’s leading employment law firms, we can help protect your disability benefits and your workplace rights at the same time.
We Take Invisible
Disabilities Seriously
Mental health conditions, chronic pain, Long COVID, and other invisible disabilities are often misunderstood by insurers. We know how to build strong claims using medical evidence, treatment history, and the real impact your condition has on your life.
We Deal With the Insurer.
You Focus on Your Health.
Once you hire Samfiru Tumarkin LLP, you don’t have to deal with the insurance company alone. We step in, handle the pressure, and give you the space to focus on your health.
No More Insurance
Company Pressure
We handle the calls, emails, letters, deadlines, and tactics from the insurer.
You Focus on
Getting Better
Your priority is your health. Our priority is pushing the insurance company to pay what you are owed.
A Lawyer Who
Knows Your Case
You work with a dedicated disability lawyer who understands your claim, your medical situation, and what’s at stake.
Why People Choose Us
When your disability benefits are denied, results matter — but so does the experience of getting there. We move quickly, reduce the burden on you, and fight for the compensation you’re owed.
Results Without
the Wait
Every month without disability benefits can create serious financial strain. Our disability lawyers are focused on moving claims forward as quickly as possible, helping many clients resolve their cases faster.
99%+ Success
Rate
More than 99% of our disability claims are resolved successfully. That means the vast majority of our clients get the compensation they’re owed without added stress, delay, or uncertainty.
No Travel. No Legal
Fees Unless We Win.
Our 100% digital process is built for people who are too ill, injured, anxious, or overwhelmed to travel. You can get legal help from home — and if we don’t recover compensation for you, you don’t pay legal fees.
Meet the Team Fighting for You
When you hire us, you don’t just get a lawyer. You get the combined strength, experience, and reputation of Canada’s leading disability firm.
Sivan Tumarkin
National Co-Managing Partner
James K. Fireman
National Practice Leader
Martin Willemse
Managing Partner, Western Canada
Tamar Agopian
Partner, Disability Lawyer
Albert Klein
Partner, Disability Lawyer
Michael Gerhard
Partner, Disability Lawyer
Major Disability Insurers We’ve Successfully Taken On
Medical Conditions That Qualify for Disability
Disability isn’t always visible, and insurance companies often unfairly deny claims for conditions that are difficult to “prove” with a simple test. Whether your condition is physical, psychological, or chronic, if it prevents you from working, you deserve compensation.
What Our Clients Say
★★★★★
3,000+ Google Reviews
“Prior to contacting Sivan Tumarkin about my paraplegic son, I had reached out to several other law firms. I was thrilled when he took on our case. The entire team went above and beyond to fight the insurance company. I recommend the firm to anyone in need of a disability lawyer.”
“James Fireman was incredible to work with! He was so passionate about my case, and made all the right moves. He got my insurance company to overturn their decision to deny my LTD claim. Thank you for your efforts.”
“My case was complex and Albert Klein did everything to help me get through a disability claim. I was not in a position to pay an LTD lawyer and a contingency agreement was arranged. I can’t say enough of the professionalism.”
“Martin’s compassion, understanding, and empathy for my invisible illness were exceptional. He made me feel seen and heard. Watching Martin’s expertise and communication skills was impressive – second to none. Highly recommend!”
“After my long-term disability claim was denied, I met with Tamar Agopian. Within minutes, I knew she was knowledgeable, experienced, and exceptional. Tamar handled my case with empathy and professionalism, and helped me achieve a successful outcome.”
“Martin Willemse secured a great settlement — two times what we thought it would be. From day one, he kept me informed and updated regularly. Martin was compassionate and explained the negotiation process clearly.”
Watch Canada’s Disability Lawyers in Action
LIVE
Join our lawyers live to get the latest on disability claims, changes, and your rights.
Real Disability Cases. Real Media Coverage. Real Results.
Sandra Bullock
vs. Sun Life
Sun Life cut off Sandra’s LTD benefits claiming she could work because she cared for her disabled son. After legal action and media attention, Sun Life reinstated her benefits.
Julie Austin
vs. OTIP
After a brain injury caused by a student assault, Julie was cut off from LTD benefits. She secured $113,000 in compensation and continues to fight for the benefits she deserves.
Mitch Murphy
vs. SSQ / Beneva
After a debilitating fall left Mitch paralyzed, his insurer said he wasn’t “paraplegic enough.” We fought back for the benefits and justice he deserved.
More Case Results*
- $820,000for Brain Injury
- $450,000for PTSD
- $385,000for Depression
- $350,000for Anxiety
- $225,000for Fibromyalgia
Areas our Long-Term Disability Lawyers Serve
We believe that no matter where you live, you deserve a strong team in your corner. We proudly advocate for clients across every Canadian province (excluding Quebec). Simply choose your province or city below to connect with our lawyers.
By Province
Ontario +
Alberta +
British Columbia +
Helpful Resources
Frequently Asked Questions
What should I do if my claim is denied?
Do not appeal directly to the insurance company. Their appeals process is designed to run out your clock. Contact a long-term disability lawyer immediately to review your denial letter and file a legal claim to force them to pay.
Can I sue the insurance company?
Yes. If your insurance provider has breached their contract by unfairly denying or cutting off your benefits, you have the right to file a legal claim against them for the compensation you are owed.
What does “change in definition” mean?
Typically, after two years on LTD, the definition of disability changes from “unable to do your own occupation” to “unable to do any occupation.” Insurance companies often use this milestone to cut people off, even if they still cannot work.
What if the insurer says I’m not totally disabled?
You do not need to be bedridden to be considered “totally disabled.” If your condition prevents you from performing the essential duties of your job, you likely qualify. We routinely challenge and defeat insurance company doctors.
How much does a disability lawyer cost?
We work on a contingency fee basis. This means it costs you nothing to hire us, and we only get paid when we win your case and secure your compensation. There are no upfront or hourly fees. Learn more about our fees →.