ADHD and disability benefits in Ontario: Navigating your options

Living with Attention Deficit Hyperactivity Disorder (ADHD) can be overwhelming, especially when it impacts your ability to work and secure financial stability. For many, the added stress of navigating denied disability claims can feel insurmountable. At Samfiru Tumarkin LLP, we understand these challenges and are here to help you access the disability benefits you deserve.

In Ontario, individuals with ADHD may qualify for short-term disability (STD), long-term disability (LTD), and Canada Pension Plan (CPP) Disability benefits. Understanding these options and knowing what to do if your claim is denied is crucial.

Is ADHD a disability in Ontario?

Yes, ADHD is recognized as a legitimate disability in Ontario. The Ontario Human Rights Code and other workplace laws acknowledge ADHD as a condition that can substantially limit an individual’s ability to perform essential job functions. This recognition means that individuals with ADHD are protected against discrimination and may qualify for disability benefits, including short-term and long-term disability insurance.

For those with significant ADHD symptoms—such as difficulty concentrating, impulsivity, or hyperactivity—additional support may be available through programs like STD, LTD, or CPP Disability benefits, which evaluate how these symptoms impact daily functioning and employment.

Short-term and Long-term disability benefits for ADHD in Ontario

ADHD can qualify for disability benefits if its symptoms severely interfere with your ability to work. Here’s how STD and LTD benefits work in Ontario:

Common reasons for denial of ADHD disability claims

Insurance companies often deny ADHD-related disability claims for reasons like:

1. Insufficient Medical Evidence: Claims lacking detailed documentation from healthcare providers may be rejected.
2. Condition Perceived as Manageable: Insurers may argue that ADHD can be controlled through medication or therapy.
3. Non-Compliance with Treatment Plans: Failing to follow prescribed treatments can lead to denial.
4. Lack of Severe Impairment: Insurers may claim ADHD doesn’t significantly restrict your ability to work.

Learn more: Visit our guide to Common Reasons for LTD Denial.

What to do if your ADHD disability claim is denied

If your STD, LTD, or CPPD claim is denied, don’t give up. Follow these steps:

1. Understand the Reason for Denial: Review the denial letter to understand why your claim was rejected.
2. Gather Additional Evidence: Obtain updated medical records or letters from specialists detailing the severity of your ADHD.
3. Avoid Internal Appeals: Appeals to the same insurer often fail. Instead, seek professional legal guidance to build a strong case.
4. Consult a Disability Lawyer: A free disability consultation with Samfiru Tumarkin LLP can help you secure the benefits you’re entitled to.

More Information: Learn about Appeals for Long-Term Disability Denials.

Watch this video to learn why hiring a disability lawyer can make a difference in your case:

CPP Disability Benefits for ADHD

ADHD may also qualify for CPP Disability benefits if it prevents you from working any job on a regular basis. To qualify, your condition must be:

• Severe: It significantly limits your ability to work.
• Prolonged: It is expected to last indefinitely or result in death.

Successful CPPD claims require detailed evidence showing how ADHD impacts your ability to work. This includes medical reports, treatment plans, and testimonials from healthcare providers.

More Information: Learn more in our Guide to CPP Disability Benefits.

Key takeaways for individuals with ADHD in Ontario

• ADHD is recognized as a disability in Ontario and may qualify for STD, LTD, and CPPD benefits.
• Insurers may deny claims for reasons like insufficient evidence or misconceptions about ADHD, but denial is not the end of the road.
• Working with an experienced disability lawyer at Samfiru Tumarkin LLP can significantly improve your chances of success.

Contact us for a Free Consultation

You’re not alone in this journey.

Living with ADHD can be challenging, and obtaining the disability benefits you’re entitled to shouldn’t add to your stress. At Samfiru Tumarkin LLP, we’re here to listen, support you, and advocate for your rights—ensuring you receive the compensation you’re entitled to.

Our compassionate team of experienced disability lawyers understands the complexities of ADHD disability claims in Canada. Some of our lawyers have previously worked for insurers; we know how they think, why they deny certain disability claims, and how to successfully navigate the system on your behalf.

Samfiru Tumarkin LLP is a nationally recognized leader in insurance and disability law, dedicated to informing Canadians of their rights through:

• The Disability Law Show on TV and radio
• Insightful livestreams
• Over 1,000 media interviews
• Comprehensive resources, such as FAQs on long-term disability and guides on how to apply for different medical conditions.

We’re proud to have helped clients like you overcome these obstacles and obtain the benefits they needed. Here are some of their stories:

Whether you’re struggling to get approved for benefits, appealing a denial, or dealing with a claim cut-off after two years, we’re here to assist you. Contact us today for a free consultation and find out how we can support you through the process and protect your rights. Our services extend across all Canadian provinces, excluding Quebec.

Don’t wait. Discover how our experts can help with your disability claim.