Disability Law Show TV – S2 E3

Summary

The top 5 weaknesses of insurance companies, how to deal with a difficult claims adjuster, and how much medical documentation does the insurance company require? Find out the answers and more on Season 2 Episode 3 of the Disability Law Show on Global TV with disability lawyers Sivan Tumarkin and James K. Fireman. Discover your rights if the insurance company denies your long term disability claim. The only program in Canada dedicated to long term disability.

FEATURED ON THIS EPISODE

►00:54 – The Week That Was

► 03:46 – Caller from The Disability Law Show What happens if an investigator working for an insurance company collects photographic or video evidence of you? How does that affect your claim?

►08:15 – Top 5 Weaknesses of Insurance Companies:

• 08:30 – Adjusters have a large number of files, and don’t know your case inside out
• 10:00 – Insurance companies care about the bottom line only
• 12:10 – Insurance companies rely on a power imbalance. You are vulnerable, and they know it
• 15:40 – Insurance companies focus on fraud and how rampant it is to dissuade legitimate claims
• 18:20 – Insurance companies make many mistakes when adjusting files

► 21:55 – http://www.mydisabilityquestions.com – My friend has been suffering depression after being sexually harassed by her boss. She has been on long-term disability for a little over 2 years. Her insurance adjuster was understanding and great to deal with, but she has a new adjuster now that says she should not have been approved in the first place because this is a work issue. Can they just change their mind about this?

► 24:35 – Help@disabilityrights.ca – I have been a truck driver for over 25 years. I recently had heart surgery which led to several complications and I had to go on disability. After 4 months on LTD my insurer said I should return to work and that I would be able to find a job at 60% pay. My doctor disagrees but my LTD case manager won’t budge. Is there anything else I can do?

► 26:20 http://www.mydisabilityquestions.com – My wife has an alcohol addiction and can’t work because of it. She is being treated now but is not ready to go back to work, according to her doctor. She applied for LTD last year but was denied because there wasn’t enough medical support for her illness. I thought there was no point in appealing, but after watching your show I’m wondering if we should try to fight the denial. Is it too late to try?

Next Episode: Disability Law Show S2 E4 – 5 Common Reasons Why Claims Denied

Previous Episode:  Disability Law Show S2 E2 – 5 Mistakes When Dealing with LTD Insurers

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