If your Long Term Disability Ontario claim was denied or cut off in Ontario, you’re not alone — and you still have options. At Samfiru Tumarkin LLP, our experienced Ontario disability lawyers help people challenge insurance denials and recover the compensation they’re owed.
No fees unless we win. No pressure. Just answers.
Who We Help Across Ontario
- People unable to work due to illness or injury
- Those whose STD or long term disability is denied in Ontario
- Individuals pressured to return to work too soon
- People being watched or challenged by their insurer
- Ontarians denied or cut off CPP Disability.
- Anyone unsure of their disability rights in Ontario
We represent clients across Ontario — by phone, email, or video call — with no need to travel to our offices.
⛔ Sorry, we do not handle WSIB, ODSP, or Ontario Works claims or denials.
Why LTD Claims Are Denied in Ontario
Not Totally Disabled
The insurer claims you can work despite medical advice.
Insufficient Medical Evidence
Your file is missing key details or reports.
Missing Deadlines or Forms
Late paperwork used as justification to cut benefits.
Non-Compliance
They allege you didn’t follow prescribed treatment.
Social Media or Surveillance
Misinterpreted images or videos.
Medical Opinion Disputes
The insurer’s doctor disagrees with your doctor.
What To Do if Denied LTD in Ontario
1. Don’t Appeal On Your Own
Internal appeals rarely succeed.
2. Book a Free Consultation
Speak to a long-term disability lawyer in Ontario at no cost to find out what your rights are.
3. Let Us Take Over
Samfiru Tumarkin LLP will handle everything with the insurance company.
We’ve helped thousands across Ontario recover LTD benefits through our unique resolution process.
Common Health Conditions Our Lawyers Handle
While eligibility depends on your specific insurance policy, our team frequently helps clients with LTD claims involving both mental and physical health conditions.
Related Insurance & Disability Claim Types
- Short-Term Disability Ontario
- CPP Disability
- Life Insurance Lawyer Ontario
- Critical Illness Insurance
- Mortgage Insurance
- Disability Tax Credit
- Termination Due To Illness
- Return to Work and LTD
Insurance Companies We Deal With
When you’re denied disability benefits, it can feel like you’re up against a massive, unmovable system. But you’re not alone.
At Samfiru Tumarkin LLP, Our Ontario long-term disability lawyers have successfully resolved claims against the biggest insurance companies in the province. We know how these companies operate, the tactics they use, and what it takes to turn a denial into approval.
Success Stories: Real Results for Our Clients
Below are just some of the many Ontario residents we’ve helped recover the LTD payments they deserve.
✅ Sandra Bullock: Standing Up Against Sun Life
We secured full benefits for Ontario mother Sandra Bullock after her mental health claim was cut off → Watch Sandra’s story.
✅ Abused Barrie Teacher Wins $113,000 From Insurer
After being denied LTD due to surveillance, Julie Austin was awarded significant compensation → Watch Julie’s story.
✅ Mitch Murphy’s Fight for Justice
We helped Mitch Murphy fight back against his insurer after he was told that he “wasn’t disabled enough” → Learn About Mitch’s Journey.
Why Choose Samfiru Tumarkin LLP
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Over 50,000 clients helped across Canada
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No fees unless we win your case
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Named one of Canada's Best Law Firms by the Globe and Mail
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Thousands of 5-star reviews from real clients
FAQs: Ontario Long Term Disability Lawyers
👉 Can I File a Claim Against My Insurance Company?
👉 Do I Have to Live Near Your Office?
👉 How Long Do I Have to Act?
👉 How Much Does it Cost?
LTD Lawyers Across Ontario
Our Ontario LTD lawyers represent clients in cities across the province. Whether you’re in a major centre or a smaller community, our team is here to help.
Some of the areas we serve include:
1. Greater Toronto Area (GTA)
- Oshawa LTD Lawyers
- Ajax LTD Lawyers
- Milton LTD Lawyers
- Georgetown LTD Lawyers
- Bradford LTD Lawyers
- Stouffville LTD Lawyers
- Uxbridge LTD Lawyers
- King City LTD Lawyers
2. Central Ontario
- Hamilton LTD Lawyers
- Barrie LTD Lawyers
- Newmarket LTD Lawyers
- Aurora LTD Lawyers
- Innisfil LTD Lawyers
3. Southwestern Ontario
- London LTD Lawyers
- Windsor LTD Lawyers
- Niagara Falls LTD Lawyers
- Brantford LTD Lawyers
- Sarnia LTD Lawyers
- Chatham LTD Lawyers
- Woodstock LTD Lawyers
- St. Thomas LTD Lawyers
- St. Catharines LTD Lawyers
- Welland LTD Lawyers
4. Eastern Ontario
- Belleville LTD Lawyers
- Cornwall LTD Lawyers
- Brockville LTD Lawyers
5. Northern Ontario
- Thunder Bay LTD Lawyers
- Sudbury LTD Lawyers
- North Bay LTD Lawyers
- Kawartha Lakes LTD Lawyers
- Sault Ste. Marie LTD Lawyers
- Timmins LTD Lawyers