Cut Off Long-term Disability Benefits in Ontario? We Can Help
If your long-term disability (LTD) claim has been denied or cut off in Ontario, you may still be entitled to compensation. At Samfiru Tumarkin LLP, Canada’s most positively reviewed disability law firm, we help individuals across the province take on insurance companies – and win.
You don’t have to live near one of our offices. Whether you’re in a major city or a small town, our Ontario LTD lawyers can help you remotely by phone, email, or video call.
No upfront fees. No Risk. Just experienced, compassionate support – when you need it most.
Watch Now: Top 3 Reasons to Hire a Disability Lawyer
Who We Help Across Ontario
We represent individuals throughout Ontario who:
- Are unable to work due to illness or injury
- Had their long-term or short-term disability claim denied
- Had their benefits cut off too early
- Are being pressured to return to work
- Are being watched or challenged by their insurer
- Have been denied or cut off CPP Disability benefits.
You are not alone – and you don’t have to deal with the insurance company by yourself.
⛔ Sorry, we do not handle WSIB, ODSP, or Ontario Works claims or denials.
Common LTD Claims in Ontario
Our lawyers help with claims involving a wide range of health conditions, including:
chronic pain
Concussions
cancer
heart disease
fibromyalgia
anxiety
ptsd
autoimmune disorder
back pain
What To Do if Your LTD Claim Was Denied in Ontario
If your insurance company says you’re “not totally disabled” or denies your benefits:
1. Do Not Appeal Directly
Appeals are often unsuccessful and only waste your time to take action. 🚨Learn why you shouldn’t file an appeal without legal advice.
2. Get a Free Consultation
Speak to a long-term disability lawyer in Ontario at no cost to find out what your rights are.
3. Let Us Handle the Rest
We’ll deal with the insurance company and work to recover your benefits.
We’ve recovered millions of dollars for clients across Ontario, often without going to court.
- Learn more about long-term disability claims in Ontario, including deadlines and legal options in this in-depth post.
Common Reasons Long-term Disability Claims Are Denied
Insurance companies often deny legitimate claims using vague or unfair justifications. Here are some of the most common reasons our clients in Ontario hear:
They claim you can still work in some capacity, even if your doctor disagrees.
They argue your medical file doesn’t prove you can’t work.
Minor paperwork issues are used to justify a full denial.
They say you didn’t follow your doctor’s treatment recommendations.
Photos or video clips are taken out of context to “prove” you’re not disabled.
The insurer’s doctor reviews your file and disagrees – without ever seeing you.
Insurance Companies We Handle Claims Against
When you’re denied disability benefits, it can feel like you’re up against a massive, unmovable system. But you’re not alone.
At Samfiru Tumarkin LLP, Our Ontario disability lawyers have successfully resolved claims against the biggest insurance companies in the province – and across Canada. We know how these companies operate, the tactics they use, and what it takes to turn a denial into approval.
Why Choose Samfiru Tumarkin LLP
At Samfiru Tumarkin LLP, we’ve built our reputation on results and trust. Here’s why thousands across Ontario have chosen us to handle their disability claims:
Canada’s most positively reviewed law firm
No fees unless we win your case
Over 50,000 Canadians helped
Named one of Canada’s Best Law Firms (Globe & Mail)
Cities We Serve in Ontario
We proudly help clients in:
- Ajax
- Aurora
- Barrie
- Belleville
- Brampton
- Brantford
- Burlington
- Cambridge
- Georgetown
- Guelph
- Hamilton
- Kanata
Can I file a claim against my insurance company in Ontario?
Yes. If your LTD claim is denied unfairly, you have the legal right to pursue compensation.
Is it better to appeal or take legal action?
Appeals go through the insurer’s own process and are rarely successful. Legal action is often more effective.
Do I have to live near your office?
No. We help clients all across Ontario by phone or video.
How long to I have to act?
There are strict limitation periods in Ontario. Contact us as soon as you’re denied or cut off.
How much does it cost to hire a disability lawyer?
We don’t charge upfront. You pay us only if we recover compensation for you.
Success Stories: Real Results for Our Clients
What Our Clients Say⭐See All Reviews⭐
How We Can Help You Win Your Disability Claim
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Challenging Denials & Cut-offs
We act quickly to dispute the insurer’s decision - without wasting time on internal appeals that rarely work.
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Strengthening Your Case
We gather medical evidence, work with your doctors, and present a complete, compelling file.
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Handling the Insurance Company
We take over all communication with the insurer - so you don’t have to deal with the stress or pressure.
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Pursuing Benefits You Deserve
Our goal is simple: recover the compensation you’re legally owed, as quickly and effectively as possible.
Types of Disability & Insurance Claims We Handle
We support individuals across Ontario with a wide range of disability-related and insurance legal matters — not just long-term disability denials.
Short-term Disability Claims
CPP Disability Benefits
Disability Tax Credit
Terminations Due To Illness
Forced Return to Work
INDEPENDENT MEDICAL EXAMS
LIFE INSURANCE CLAIMS
Mortgage DISABILITY Insurance Disputes
CRITICAL ILLNESS INSURANCE
WRONGFUL DISMISSAL CLAIMS
Personal Injury Claims
Severance Packages
Employment Law Matters
Meet Your Ontario Disability Lawyers
Find out more about the long-term disability lawyers at Samfiru Tumarkin LLP. We are proud to provide dedicated service to individuals working or living in Ontario.
Meet Your Team
Helpful Free Resources
You have disability rights in Ontario. Find out how to enforce them through our helpful resources, including FAQs, various Ontario TV and radio programs, and our blog.
Pocket Disability Lawyer
Find out if your LTD denial is illegal - in under two minutes.
Use Pocket Disability LawyerDisability Law Livestreams
Join our live Q&As and ask an LTD lawyer your questions, in real time.
Watch the Latest LivestreamDisability Law Show
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Disability Law Show
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Long-term Disability Lawyers in Canada
Our long-term disability lawyers serve clients across Canada (excluding Quebec):
Alberta • British Columbia • Manitoba • Nova Scotia • New Brunswick • Newfoundland & Labrador • P.E.I. • Saskatchewan