If your long-term disability claim was denied or cut off in Ontario, you’re not alone — and you still have options. At Samfiru Tumarkin LLP, our experienced Ontario disability lawyers help people challenge insurance denials and recover the compensation they’re owed.
No fees unless we win. No pressure. Just answers.
Who We Help Across Ontario
- People unable to work due to illness or injury
- Those whose long-term disability ontario or STD claims were denied or cut off
- Individuals pressured to return to work too soon
- People being watched or challenged by their insurer
- Ontarians denied or cut off CPP Disability.
- Anyone unsure of their disability rights in Ontario
We represent clients across Ontario — by phone, email, or video call — with no need to travel to our offices.
⛔ Sorry, we do not handle WSIB, ODSP, or Ontario Works claims or denials.
Why LTD Claims Are Denied in Ontario
“Not Totally Disabled”
The insurer claims you can work despite medical advice.
Insufficient Medical Evidence
Your file is missing key details or reports.
Missed Deadlines or Forms
Late paperwork used as justification to cut benefits.
Non-Compliance
They allege you didn’t follow prescribed treatment.
Social Media or Surveillance
Misinterpreted images or videos.
Medical Opinion Disputes
The insurer’s doctor disagrees with your doctor.
What To Do if Denied LTD in Ontario
1. Don’t Appeal On Your Own
Internal appeals rarely succeed.
2. Book a Free Consultation
Speak to a long-term disability lawyer in Ontario at no cost to find out what your rights are.
3. Let Us Take Over
Samfiru Tumarkin LLP will handle everything with the insurance company.
We’ve helped thousands across Ontario recover LTD benefits through our unique resolution process.
Common Health Conditions Our Lawyers Handle
While eligibility depends on your specific insurance policy, our team frequently helps clients with LTD claims involving both mental and physical health conditions.
Related Insurance & Disability Claim Types
- Short-Term Disability Ontario
- CPP Disability
- Life Insurance Lawyer Ontario
- Critical Illness Insurance
- Mortgage Insurance
- Disability Tax Credit
- Termination Due To Illness
- Return to Work and LTD
Insurance Companies We Deal With
When you’re denied disability benefits, it can feel like you’re up against a massive, unmovable system. But you’re not alone.
At Samfiru Tumarkin LLP, Our Ontario long-term disability lawyers have successfully resolved claims against the biggest insurance companies in the province. We know how these companies operate, the tactics they use, and what it takes to turn a denial into approval.
Success Stories: Real Results for Our Clients
Below are just two of the many Ontario residents we've helped recover the LTD payments they deserve.
Why Choose Samfiru Tumarkin LLP

Over 50,000 clients helped across Canada

No fees unless we win your case

Named one of Canada’s Best Law Firms by the Globe and Mail
