Lloydminster’s Trusted Disability Lawyers – No Fees Unless We Win
Sivan Tumarkin is a leading disability lawyer representing clients in Lloydminster and across Alberta and Saskatchewan. As co-founding partner of Samfiru Tumarkin LLP and head of the firm’s Disability Law Practice, Sivan has helped thousands of individuals secure compensation from insurance companies after being denied long-term or short-term disability benefits. He also hosts The Disability Law Show on Global and CTV.
If your disability benefits have been denied, delayed, or cut off, you’re not alone – and you don’t have to handle it alone.
The disability lawyers at Samfiru Tumarkin LLP can help you no matter which side of the Alberta-Saskatchewan border you live on. We know how to handle claims under both provinces’ disability laws, ensuring you get the support and compensation you’re entitled to.
Our team understands the emotional and financial stress caused by a denied claim. We’re here to lift that burden with clear guidance, compassionate support, and results-driven legal strategies.
You’ve worked hard. When you can’t work due to illness or injury, you deserve the best support – not roadblocks. Whether your insurer says you’re “not totally disabled,” questions your evidence, or pressures you to return to work too early, our lawyers know how to respond – and get compensation from your insurance company.
No upfront fees. No risk. Just proven legal help from Canada’s most positively reviewed disability law firm, with over 2,000 five-star reviews.
Watch Now: Top 3 Reasons to Hire a Disability Lawyer
- Alberta short-term disability (STD) or Saskatchewan STD coverage through an employer plan
- Long-term disability (LTD) in Alberta or Saskatchewan LTD benefits under a group or private policy
- CPP Disability for eligible applicants who meet the federal government’s criteria
Do You Qualify for Disability Benefits?
If a medical condition or injury prevents you from doing your job, you may be eligible for benefits through:
- Alberta short-term disability (STD) or Saskatchewan STD coverage through an employer plan
- Long-term disability (LTD) in Alberta or Saskatchewan LTD benefits under a group or private policy
- CPP Disability for eligible applicants who meet the federal government’s criteria
Even when your doctor confirms you can’t work, insurers often deny legitimate claims, citing vague or unfair reasons. That’s where we come in.
MEDICAL CONDITIONS THAT QUALIFY
⛔ Sorry, we do not handle WCB, Saskatchewan Assured Income for Disability (SAID), or Assured Income for the Severely Handicapped (AISH) claims or denials.
Common Reasons Claims Are Denied
Insurance companies often deny legitimate claims using vague or unfair justifications. Here are some of the most common reasons our clients in Lloydminster hear:
They claim you can still work in some capacity, even if your doctor disagrees.
They argue your medical file doesn’t prove you can’t work.
Minor paperwork issues are used to justify a full denial.
They say you didn’t follow your doctor’s treatment recommendations.
Photos or video clips are taken out of context to “prove” you’re not disabled.
The insurer’s doctor reviews your file and disagrees – without ever seeing you.
🚨 Don’t Appeal! Before you file an appeal with your insurance company, speak to us. Most internal appeals fail – and they can delay your right to pursue legal action. Learn more: Why you shouldn’t file an appeal without legal advice.
Taking on Lloydminster’s Largest Insurers – Your David vs. Goliath Moment
When you’re denied disability benefits, it can feel like you’re up against a massive, unmovable system. But you’re not alone.
At Samfiru Tumarkin LLP, we’ve successfully challenged the biggest insurance companies in Lloydminster – and across Canada – on behalf of our clients. We know how these companies operate, the tactics they use, and what it takes to turn a denial into approval.
Our disability lawyers for Lloydminster have gone up against:
How much do disability lawyers charge in Lloydminster?
We work on a contingency fee basis – meaning you don’t pay anything upfront. Our fees only apply if we successfully recover compensation for you.
Can I apply for both short-term and long-term disability?
Yes. Most disability plans start with short-term disability (STD) benefits. If your condition lasts longer than a few months, you may transition to long-term disability (LTD) – though you’ll need to meet specific medical and policy criteria. Learn more about the difference between STD and LTD.
What if my benefits are cut off after 2 years?
Most LTD policies shift their definition of disability at the two-year mark – requiring you to prove you can’t work in any occupation, not just your own. If your benefits were cut off at this stage, it is still possible to challenge the decision and secure proper compensation with the help of an experienced disability lawyer on our team.
How long do LTD benefits last in Lloydminster?
If your claim is approved and your condition remains disabling, LTD benefits can typically last until age 65 under most policies in Alberta and Saskatchewan. Read more about LTD claims here.
Do I need a lawyer before appealing my denied disability claim?
Yes. While it may seem easier to appeal directly through your insurer, most internal appeals fail – and can use up the limited time you have to file a legal claim. It’s best to speak with a disability lawyer at Samfiru Tumarkin LLP first to protect your rights and explore stronger options for securing your benefits.
No. Whether you live on the Alberta side or the Saskatchewan side of Lloydminster, our experienced disability lawyers can help. We understand the rules and legal processes in both provinces and will guide you based on where your policy applies. You don’t have to figure it out alone – we’ll handle it for you.
Can I get help even if I can't travel to your office?
Yes. You don’t need to visit us in person to get help.
We represent clients across Lloydminster – and throughout Alberta and Saskatchewan – by phone, email, and video call. Wherever you are, our disability lawyers can assist you remotely with the same level of service and attention.
Why Choose Samfiru Tumarkin LLP
At Samfiru Tumarkin LLP, we’ve built our reputation on results and trust. Here’s why thousands across Lloydminster, Alberta and Saskatchewan have chosen us to handle their disability claims:
Most Positively Reviewed Disability Law Firm in Canada
With over 2,000 five-star reviews, our clients consistently praise our compassion, communication, and results.
Millions Recovered For Clients
We’ve secured millions in settlements and benefits for people who were denied or cut off from their LTD and STD claims.
Thousands Helped in Lloydminster and Beyond
Our disability lawyers for Lloydminster have supported individuals from across the city and surrounding communities through every stage of the claims process.
No Fees Unless We Win
With our contingency fee option, there’s no financial risk to you. If we don’t win, you don’t pay.
Success Stories: Real Results for Our Clients
What Our Clients Say⭐See All Reviews⭐
How We Can Help You Win Your Disability Claim
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Challenging Denials & Cut-offs
We act quickly to dispute the insurer’s decision - without wasting time on internal appeals that rarely work.
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Strengthening Your Case
We gather medical evidence, work with your doctors, and present a complete, compelling file.
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Handling the Insurance Company
We take over all communication with the insurer - so you don’t have to deal with the stress or pressure.
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Pursuing Benefits You Deserve
Our goal is simple: recover the compensation you’re legally owed, as quickly and effectively as possible.
Types of Claims We Handle
We support clients across Lloydminster with a wide range of disability-related legal matters, beyond just LTD denials.
Helpful Free Resources
You have disability rights in Lloydminster. Find out how to enforce them through our helpful resources, including FAQs, various TV and radio programs, and our blog.
Pocket Disability Lawyer
Find out if your LTD denial is illegal - in under two minutes.
Use Pocket Disability LawyerDisability Law Livestreams
Join our live Q&As and ask an LTD lawyer your questions, in real time.
Watch the Latest LivestreamDisability Law Show
3 Common mistakes to avoid when applying for LTD | Disability Law Show TV – S7 E06
3 COMMON MISTAKES TO AVOID WHEN APPLYING FOR LTD on Season 7 Episode 06 of the Disability Law Show with Disability Lawyer…
Blog
Appeal Win: Pipefitter awarded CPPD benefits with retroactive pay
Samfiru Tumarkin LLP successfully secured Canada Pension Plan Disability benefits for a 50-year-old pipefitter after his claim was denied.
Disability Law Show
What to know about a disability lawyer’s role in LTD claims | Disability Law Show TV – S7 E05
WHAT TO KNOW ABOUT A DISABILITY LAWYER'S ROLE IN LTD CLAIMS on Season 7 Episode 05 of the Disability Law Show with…
Serving Lloydminster & Surrounding Areas
If you live in the Lloydminster area and have been denied disability benefits, we’re here to help – no matter where you’re located.
- College Park
- Cream of the Crop
- Downtown Lloydminster
- E.S. Laird Area
- Hill Industrial
- Lakeridge
- Parkview Estates
- Steele Heights
- West Lloydminster
- Windsor Park
- Blackfoot (Alberta)
- Marshall (Saskatchewan)
- Rural Lloydminster Area (SK)
- Rural Lloydminster Area (AB)
- Kitscoty (Alberta)
🌐 Need help outside of Lloydminster? Visit our Disability Lawyer Saskatchewan page for legal support across the province.
What Happens When You Contact Us
We know reaching out to a law firm can feel overwhelming. Here’s what you can expect when you connect with our Lloydminster disability law team:
📞 Step 1: Free Consultation
You’ll speak with a member of our legal team – at no cost – about your situation and next steps.
📋 Step 2: We Review Your Claim
We’ll review your denial letter, medical records, and policy details to assess the strength of your case.
📣 Step 3: Clear Legal Advice
You’ll receive straightforward guidance, tailored to your specific circumstances. No jargon. No pressure.
📁 Step 4: We Handle the Process
From that point forward, we take over the paperwork and communications with the insurance company.
🔄 Step 5: Regular Updates
You’re never left wondering what’s happening. We keep you informed and involved – every step of the way.
Your Lloydminster Disability Law Team
When your benefits are denied, the lawyer you choose matters. At Samfiru Tumarkin LLP, our disability lawyers for Lloydminster have the experience, compassion, and legal expertise to guide you through every step of the claims process.
Meet Your Team
