List of Insurance Companies in Ontario (2025 Guide)

If you’re looking for a list of insurance companies in Ontario, you’re not alone. Ontario has one of the largest insurance markets in Canada, covering everything from car insurance and home insurance to life insurance, health benefits, and long-term disability (LTD) coverage.

Below is a clear, easy-to-scan breakdown of the major insurers operating in Ontario today — including a separate list of car and auto insurance companies for drivers across the province.

What Types of Insurance Companies Operate in Ontario?

Most insurers in Ontario provide more than one type of coverage. Depending on the company, services may include:

• Auto insurance (mandatory in Ontario)
• Home and property insurance
• Life insurance
• Critical illness insurance
• Health & benefits plans
• Long term disability Ontario
• Commercial and business insurance

Insurance companies in Ontario are regulated provincially to ensure they operate fairly, handle claims properly, and maintain enough financial strength to pay out policies.

List of Insurance Companies in Ontario (Full List)

Here is an updated list of major insurance companies that serve individuals and employers across Ontario:

• Aviva Canada
• Belairdirect
• Beneva (formerly SSQ and La Capitale)
• Blue Cross
• CAA Insurance
• Canada Life
• Cigna
• The Co-operators
• CUMIS
• Desjardins Insurance
• Edge Benefits (BeniPlus)
• Empire Life
• Equitable Life
• Fenchurch General
• First Canadian
• Gore Mutual
• Humania
• Industrial Alliance (iA Financial Group)
• Intact Insurance
• Jevco Insurance
• Knights of Columbus
• Manulife
• National Bank Insurance
• Pafco Insurance
• Pembridge Insurance
• RBC Insurance
• SGI Canada
• SISIP
• Sonnet Insurance
• State Farm (Desjardins)
• Sun Life
• TD Insurance
• Travelers Canada
• Trillium Mutual
• Wawanesa Insurance

This list includes insurers offering multiple types of coverage across Ontario, including auto, home, life, health, and disability plans.

List of Car Insurance Companies in Ontario

Ontario drivers often search specifically for auto insurers. Here is a clean, updated list:

• Aviva
• Belairdirect
• CAA Insurance
• Certas Home & Auto
• Desjardins Insuranc
• Economical Insurance
• Gore Mutual
• Intact Insurance
• Jevco Insurance
• Pafco Insurance
• Pembridge Insurance
• Sonnet Insurance
• State Farm (Desjardins)
• TD Insurance
• Travelers Canada
• Trillium Mutual
• Wawanesa Insurance

These are among the most active personal-auto insurers in the province.

How Do Insurance Companies in Ontario Make Money?

Insurance companies earn revenue in two main ways:

1. Collecting premiums from policyholders
2. Investing those premiums to generate profit

Some insurers also reduce costs by limiting payouts or denying claims, especially in areas like long-term disability insurance. This is why it’s important to get legal advice if a claim is delayed, reduced, or denied.

What If Your Insurance Claim Is Denied?

Whether your issue involves auto, life, or LTD benefits, a denial can be stressful — especially when you rely on those payments to cover medical needs, repairs, or lost income.

Common problems include:

• Delayed claim decisions
• Requests for repeated forms or assessments
• Claims denied due to “insufficient evidence”
• Benefits cut off early (especially LTD benefits after two years)

If an insurer in Ontario denies, delays, or cuts off your benefits, speak to an experienced lawyer to understand your options and next steps.

Speak to an Insurance Lawyer in Ontario

If your insurance company refuses to pay a claim, you still have strong legal options.

Samfiru Tumarkin LLP has helped tens of thousands of Canadians get the compensation they’re owed.

📞 Call us at 1-855-821-5900 or request a consultation online.