Disability Law Show: Ontario – S5 E14

Episode Summary

When should disability claimants return to work? Disability lawyers and Partners James Fireman and Tamar Agopian, at Samfiru Tumarkin LLP, answer this question and more on the Disability Law Show on Newstalk 1010 in Toronto.

Listen below to discover important information about your rights and a guide through the proper steps to take when your insurance provider cuts off your long-term disability or denies your insurance claim.

When you need a disability lawyer in Ontario, James can get you the advice you need, and the compensation you deserve.

Listen to the Episode

Show Notes

• Slip and fall accidents due to weather: Individuals that have experienced an injury as a result of a slip and fall accident should ensure that certain steps are taken. It is important to document all elements of the accident, such as photographing the scene. It is also important to determine if any maintenance was conducted and if negligence was the reason for a slip and fall.
• Pressured to return to work despite panic attacks: It is not unusual for insurance adjusters to resist mental health claims and or terminate benefits early. Claimants should continue to seek treatment for their condition and listen to medical advice from treating doctors. A return to work before medical approval can result in a further regression of health and recovery.
• Refused accommodation at work and losing employment: Claimants that lose employment while on long-term disability should continue to receive disability benefits. Once a claimant goes on leave, their benefits coverage is crystallized. In some disability claims, employment issues can overlap. It is important for claimants to seek legal advice from an employment lawyer if they are refused accommodation at the workplace.
• Forced to see an occupational therapist: Disability policies are intentionally drafted to implement a change in the definition of disability after a period of time. Under most disability policies, a change in definition occurs after two years of long-term disability. As the change in definition period occurs, adjusters often request claimants attend an assessment or see an occupational therapist. Claimants should ensure their restrictions are well documented.