3 Mistakes your disability lawyer could make while handling your LTD claim | Disability Law Show S3 E6

Episode Summary

THREE MISTAKES YOUR DISABILITY LAWYER COULD MAKE WHILE HANDLING YOUR LTD CLAIM on the Disability Law Show with disability lawyer Sivan Tumarkin.

Watch above to discover your workplace rights and learn everything you need to know about disability law in Ontario and British Columbia on Season 3 Episode 6 of the only disability law show on TV.

Episode Notes

TD Class Action Lawsuit launched

A class-action lawsuit was launched against TD Insurance. After the pandemic hit, many were forced to cancel their trips like plaintiff Kevin Lyons. Lyons reimbursement claim through TD Insurance was denied as he was offered credits.

The segment starts at 1:14.

Return to work in another occupation

I originally stopped working because I needed surgery on my back. A few months later, my husband had multiple heart attacks and I developed PTSD and a generalized anxiety condition, along with osteoarthritis. The insurance company paid me for a while but cut me off a few months ago saying I could return to another occupation. I used to work as a customer service representative. Do I have options?

The segment starts at 4:43.

Three mistakes your disability lawyer could make while handling your LTD claim

1️⃣ Not explaining the legal claim process to you in DETAIL

Segment starts at 11:24.

2️⃣ Not getting the NECESSARY medical reports for your case to make sure it is as strong as possible

Segment starts at 14:55

3️⃣ Settling your case for LESS than its worth

Segment starts at 17:00

No work available due to COVID-19

My sister is in her 50s and has rheumatoid arthritis and had to stop working as an assembler. She got disability benefits for a while, but now her insurance company is cutting her off saying she could work as a telemarketer. Her hands are deformed, and she has no computer skills. Her employer previously said they could try to accommodate her into a different type of job, but because of COVID they now say there is no work for her. What can she do?

Sivan talks about what somebody can do if their long-term disability claim for arthritis is cut off.

Segment starts at 21:00

Lost benefits due to daily life activities

I’m 48 years old and have stopped working as an assistant manager at a store due to depression as a result of a toxic work environment. Despite treatment, I’m still not better and my psychiatrist says I can’t work. I received LTD benefits for a year and a half before being cut off. I appealed twice. My doctor did mention to the insurance company that I played in a softball tournament last summer. Is that enough of a reason to lose my insurance benefits?

Segment starts at 27:00

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Next Episode: Disability Law Show S3 E7 – Five Disadvantages Insurance Companies Have

Previous Episode: Disability Law Show S3 E5 – Three reasons to call a disability lawyer before you go to an independent assessment