Disability Law Show

3 Mistakes to Avoid with Insurance Adjuster | Disability Law Show TV – S1 E5

Episode Summary

TOP 3 MISTAKES TO AVOID WITH YOUR INSURANCE ADJUSTER and more on Season 1 Episode 5 of the Disability Law Show with disability lawyers Sivan Tumarkin and James K. Fireman, partners at Samfiru Tumarkin LLP.

Watch above to discover the steps you need to take when the insurance company cuts off or denies your long term disability claim in Ontario, British Columbia, or Alberta, on the only disability law show on TV and radio in Canada.

Episode Notes

Unionized Police Officer and Disability Claim Denied

I suffered a mental breakdown after 25 years as a police officer. After many visits with a psychologist, my union recommended that I apply for long term disability. I was denied by the insurance company.

Sivan explains how he can help resolve the case. This concerns a disability claim for unionized employee

The segment starts at 1:45

Disability Claim Cut Off, Fired Without Severance

I was diagnosed with cancer, and applied for long-term disability so I could take time off work to fight it. Last month, I was cut off by the insurance company. I was fired a few days later without severance. What should I do?

The segment starts at 5:39

LTD Reports from Medical Doctors vs. Other Practitioners

When it comes to providing evidence for long-term disability claims, is there a difference in the way insurers look at reports coming from medical doctors versus other practitioners such as chiropractors, psychologists, naturopaths, etc?

The segment starts at 10:48


1️⃣ Don’t let your guard down

Segment starts at 13:54

2️⃣ Not confirming all conversations in writing

Segment starts at 15:50

3️⃣ Accepting everything the adjuster says without question

Segment starts at 17:57

Disability Claim Denied Due to Social Media Posts

Is an insurance company justified in cutting off a person’s disability claim because of social media posts that the disabled person has made? For example, the person is on disability because of an illness, but their pictures show them looking happy and participating at a wedding.

Segment starts at 22:04

Fate of LTD When Fired by Employer

What happens to a disabled employee’s long term disability benefits if their employer lets them go while they are on disability? Do their disability benefits end upon termination of their employment?

Segment starts at 26:49

NEXT EPISODE: Disability Law Show S1 E6 – What You Should NEVER Ask Your Doctor To Do

PREVIOUS EPISODE: Disability Law Show S1 E4 – Reasons Why You Shouldn’t Appeal LTD Denial


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