Reasons Why You Shouldn’t Appeal LTD Denial | Disability Law Show TV – S1 E4

Episode Summary

TOP 3 REASONS WHY YOU SHOULDN’T APPEAL AN LTD DENIAL and more on Season 1 Episode 4 of the Disability Law Show with disability lawyers Sivan Tumarkin and James K. Fireman, partners at Samfiru Tumarkin LLP.

Watch above to discover the steps you need to take when the insurance company cuts off or denies your long term disability claim in Ontario, British Columbia, or Alberta, on the only disability law show on TV and radio in Canada.

Episode Notes

Mechanic’s Disability Claim for Chronic Pain Denied

A father of four worked as a mechanic for 25 years. He experienced a back injury, and suffered from chronic pain and fibromyalgia. His long-term disability claim was denied due to a lack of proof, despite support from multiple doctors.

Sivan explains why his appeal of the insurance company’s decision was a bad idea. Find out what you should do if your long-term disability claim for chronic pain is denied.

The segment starts at 2:12

Severance Offer after Disability Claim Denied

I worked for a company for 4 years. I went on short-term disability. When I applied for long-term disability, I was denied, even though I’m still in pain and can’t work regularly. Now I’ve been handed a severance letter after my department was disbanded.

Sivan and James explain why it is important to hire a firm that handles both long-term disability claim denials and severance package negotiations.

The segment starts at 6:55

Client Communication with Insurer During LTD Case

When you take on a long term disability case, does your client need to continue communicating with the insurance adjuster? In other words, who communicates with the adjuster once you become the disabled person’s lawyer?

The segment starts at 12:27

TOP 3 REASONS WHY YOU SHOULD NOT APPEAL A DISABILITY CLAIM DENIAL

1️⃣ Appeals rarely work

Segment starts at 15:07

2️⃣ Appeals cause unnecessary delay

Segment starts at 17:52

3️⃣ Appeals can make you miss strict deadlines for filing a legal claim

Segment starts at 20:15

Learn more about appealing a long-term disability claim denial.

LTD Denied For Insufficient Medical Documentation

I’m 48 years old and I put in an application for long term disability, and was denied last week because of “insufficient medical documentation”. What does that mean? My doctors confirmed that I can’t work because of a back condition and I’m scheduled for back surgery later this year. I’m not optimistic that I will be able to go back even if I get the surgery but should I wait to do the surgery before appealing this decision?

Segment starts at 23:43

Option When Car Crash Lawyer Unresponsive

My brother was involved in a car crash 2 months ago. He tried to go on long term disability, but was denied. We have a lawyer but we can’t ever get a hold of him and we don’t even understand what the process is. All we know is that he said we have a case but no money is coming in. My brother obviously can’t go back to his old job at this point. What can we do?

Segment starts at 26:17

NEXT EPISODE: Disability Law Show S1 E5 – 3 Mistakes to Avoid with your Insurance Adjuster

PREVIOUS EPISODE: Disability Law Show S1 E3 – Top 5 Insurance Company Weaknesses

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