Manulife Attending Physician Statement: What It Is and How to Fill It Out

If you’re applying for disability benefits through Manulife, one of the most important documents in your claim is the Attending Physician Statement (APS).

This form is completed by your doctor and plays a major role in whether your claim is approved, delayed, or denied.

Understanding what the APS is — and how to make sure it’s completed properly — can help you avoid issues that could affect your benefits.

What Is a Manulife Attending Physician Statement?

The Attending Physician Statement is a medical form completed by your treating doctor as part of your disability claim.

It provides Manulife with information about:

• Your diagnosis
• Your symptoms
• Your treatment plan
• Your functional limitations
• Your ability to work

Why the APS Is So Important

Manulife relies heavily on the APS when making decisions about your claim.

Even if your doctor supports your leave, problems with the form can lead to:

• Delays in processing
• Requests for additional information
• Denial of your claim

In many cases, the issue isn’t your condition — it’s how the information is presented.

What Information Needs to Be Included?

A strong Attending Physician Statement should clearly explain:

• Your medical condition and diagnosis
• How your symptoms affect your daily functioning
• Why you’re unable to work
• Whether your condition is expected to improve
• What treatment you’re receiving

Common Problems With APS Forms

Many disability claims run into trouble because of issues with the APS.

Common problems include:

• Vague or incomplete answers
• Missing details about work limitations
• Inconsistencies with other medical records
• Lack of clarity about your inability to work

How to Avoid Mistakes on Your APS

While your doctor completes the form, there are steps you can take to help ensure it’s accurate:

• Make sure your doctor understands your job duties
• Be clear about your symptoms and limitations
• Follow up to confirm the form is completed fully
• Keep a copy for your records

Clear communication between you and your doctor is essential.

What Happens After the APS Is Submitted?

Once submitted, Manulife will review the APS along with other information in your claim.

They may:

• Approve your claim
• Request additional medical information
• Ask for clarification from your doctor
• Deny your claim

What to Do If Your Claim Is Delayed or Denied

If your claim is delayed or denied due to issues with your APS:

• Review what was submitted
• Provide additional or updated medical information
• Ensure your limitations are clearly documented
• Get advice before taking next steps

Key Takeaways

• The APS is a key document in your Manulife disability claim
• It explains your condition and your ability to work
• Incomplete or unclear forms can lead to delays or denials
• Strong, detailed medical information is critical

Speak With a Disability Lawyer

If your Manulife disability claim has been delayed or denied — or you’re concerned that your Attending Physician Statement may not fully reflect your condition — it’s important to get clarity before moving forward.

Even small gaps or unclear information on your medical forms can have a big impact on how your claim is assessed.

A short consultation with a long-term disability lawyer at Samfiru Tumarkin LLP can help you understand:

• Whether your medical evidence is strong enough to support your claim
• How your Attending Physician Statement may be affecting the decision
• What additional information could strengthen your case
• What steps you can take to protect your benefits