What are the CPP payment dates in 2023?

The Canadian Pension Plan (CPP) is a social insurance program in Canada that provides a basic level of retirement, disability, and survivor benefits to millions of Canadians. Use this resource to understand and keep track of when you should expect to receive CPP pension payments.

CPP payment dates for 2023

The Government of Canada pays CPP to qualifying individuals on the following calendar dates in 2023:

Find out what the CPP payment dates are in 2024.

How do I get CPP payments?

To receive CPP payments, you must meet certain eligibility requirements and apply for the benefits. Here are the general steps to follow:

1. Check your eligibility: To get CPP benefits, you must have made enough contributions to the plan during your working years. You can check your CPP contribution history and estimated retirement benefit amount by creating a My Service Canada Account on the Government of Canada website.
2. Apply for benefits: You can apply for CPP retirement benefits as early as age 60, or as late as age 70. To apply, you can complete and submit the CPP retirement pension application form online or by mail.
3. Provide required documents: You may need to provide additional documents to support your application, such as your birth certificate, social insurance number, and marriage certificate.
4. Wait for a decision: Once you have submitted your application, Service Canada will review it and let you know if you are eligible to receive CPP payments. If you are eligible, you will receive a letter outlining the amount of your monthly benefit and when it will start.
5. Receive payments: You can choose to receive your CPP payments by direct deposit (the easiest method) or by cheque.

If you have any questions or need assistance with your CPP application, you can contact Service Canada by phone or visit a Service Canada office in person.

Samfiru Tumarkin LLP has created resources on additional aspects of the Canada Pension Plan, including CPP Disability and the intersection between CPPD and long-term disability benefits for employees.

Is CPP mandatory?

Yes, CPP is mandatory for most working Canadians.

• Employees and employers are required to contribute a percentage of the employee’s earnings, up to a maximum annual limit set by the government.
• Self-employed workers may also be required to contribute to the plan, although they have the option to opt out if they meet certain criteria.

Additional resources

We have additional resources about your rights employment-related rights in Canada.

• Statutory Holidays: Find out when statutory holidays occur in Ontario, Alberta or B.C.
• Minimum Wage: We have guides to minimum wage for the federal, Ontario, Alberta and B.C. jurisdictions