RCMP Officer Secures $55K in Amputee Coverage After Canada Life Denials

What Happened at Canada Life?

After 2 denials, Canada Life has decided to provide a retired RCMP officer approximately $55,000 in accidental loss insurance.

Const. Jason Hydamacka decided to amputate his right leg in Jan. 2025 after suffering a serious injury while performing a routine traffic stop in his hometown, Elkford, BC, 5 years prior.

“I just expected maybe a little bit more empathy from [Canada Life],” Hydamacka told CBC News before the denial was reversed.

“This wasn’t an issue of sitting around with a form and not mailing it. I was continuously trying to fix this injury and it seems like trying to get better shouldn’t be punished.”

The father of 3 claims he became very emotional after the insurer informed him that 2 cheques were on the way — a $50,000 cheque and another for $5,000.

Sivan Tumarkin on Disability Claim Denials in Canada

Sivan Tumarkin, a disability lawyer and national co-managing partner at Samfiru Tumarkin LLP, explained to CBC News’ Jackie McKay that the decision to prevent individuals from accessing disability benefits isn’t set in stone.

“There’s, a lot of times, grey area, and there’s room to negotiate [with insurance providers] and maneuver,” said Tumarkin — adding it’s “not an independent process.”

LEARN MORE
• Medical Conditions that Qualify for Disability in Canada
• Denied LTD? Seek Legal Advice Before Appealing the Decision
• Pocket Disability Lawyer: Real-Time Insights on Your Rights

📺 WATCH: Next Steps for Canadians After a Disability Claim is Denied

Disability Claim Denied? Get Help Now

If your insurance company prevented you from accessing disability benefits for any reason, connect with an experienced disability lawyer at Samfiru Tumarkin LLP.

Our compassionate team regularly resolves issues involving short-term disability (STD), long-term disability (LTD), critical illness, life insurance, and mortgage insurance claims in all provinces (except Québec).

We’ve helped countless Canadians secure the compensation they’re owed. Contact us today for a FREE disability consultation.