Canada Life Disability Payment Dates in Canada (2025 Guide)

If you receiving disability benefits from Canada Life – including short-term disability (STD) or long-term disability (LTD) – you likely rely on timely payments to support yourself and your family.

But when does Canada Life send disability payments? The answer depends on where you live in Canada and whether you’re being paid by direct deposit or cheque.

Use this simple guide to check your Canada Life payment schedule – and find out what to do if your payments are delayed, denied, or cut off.

When Does Canada Life Send Disability Payments?

Canada Life issues disability payments weekly (via direct deposit) or monthly (via cheque), depending on your region and how you receive funds.

Here’s the official 2025 payment schedule:

Note: If your payment falls on a holiday, it will be deposited or mailed on the next business day.

Key Takeaways:

• Most direct deposits happen weekly
• Cheque payments are usually monthly, with dates varying by province
• Stat holidays may delay your payment by one business day

What If Your Canada Life Disability Payments Are Late or Denied?

If your Canada Life disability payment doesn’t arrive on schedule, here’s what you can do:

• Call your case manager to confirm there’s no issue with your claim
• Check your bank or mail delivery for delays
• Review your benefits coverage — especially if you’re approaching the two-year mark on an LTD claim

If Canada Life Denies or Cuts Off Your Claim – Know Your Rights

If your LTD or STD claim has been denied, or your payments have stopped, you still have options. Many claims are cut off unfairly — even when your doctor confirms you can’t work.

You don’t have to accept Canada Life’s decision.

Visit our full Canada Life Long-term Disability Claims Guide to learn:

• Why Canada Life may deny or cut off your disability benefits
• What the “change of definition” means after two years
• How our disability lawyers help Canadians challenge unfair denials

Speak to a Disability Lawyer

Samfiru Tumarkin LLP is one of Canada’s most experienced disability law firms. If you’re dealing with a payment delay, denied claim, or have been cut off after two years, we can help.

You may be owed compensation or reinstatement of your benefits — and we don’t get paid unless we win your case.

Contact the disability insurance lawyers at Samfiru Tumarkin LLP today for a free consultation. We’ll explain your rights and deal with Canada Life directly so you can focus on getting better.

• ✔️ Over 50,000 clients helped across Canada
• ✔️ Millions recovered in disability benefits
• ✔️ No win, no fee option available (where applicable)
• ✔️ 3,000+ Google reviews
• ✔️ Named one of Canada’s Best Law Firms by The Globe and Mail