If your long-term disability claim was denied or cut off in Ontario, you’re not alone — and you still have options. At Samfiru Tumarkin LLP, our experienced Ontario disability lawyers help people challenge insurance denials and recover the compensation they’re owed.

No fees unless we win. No pressure. Just answers.

Free Consultation

Who We Help Across Ontario

  • People unable to work due to illness or injury
  • Those whose long-term disability ontario or STD claims were denied or cut off
  • Individuals pressured to return to work too soon
  • People being watched or challenged by their insurer
  • Ontarians denied or cut off CPP Disability.
  • Anyone unsure of their disability rights in Ontario

We represent clients across Ontario — by phone, email, or video call — with no need to travel to our offices.

⛔  Sorry, we do not handle WSIB, ODSP, or Ontario Works claims or denials.

Why LTD Claims Are Denied in Ontario

“Not Totally Disabled”
The insurer claims you can work despite medical advice.

Insufficient Medical Evidence
Your file is missing key details or reports.

Missed Deadlines or Forms
Late paperwork used as justification to cut benefits.

Non-Compliance
They allege you didn’t follow prescribed treatment.

Social Media or Surveillance
Misinterpreted images or videos.

Medical Opinion Disputes
The insurer’s doctor disagrees with your doctor.

What To Do if Denied LTD in Ontario

1. Don’t Appeal On Your Own

Internal appeals rarely succeed.

2. Book a Free Consultation

Speak to a long-term disability lawyer in Ontario at no cost to find out what your rights are.

3. Let Us Take Over

Samfiru Tumarkin LLP will handle everything with the insurance company.

We’ve helped thousands across Ontario recover LTD benefits through our unique resolution process.

Request Your FREE Consultation Today!

You need answers - fast. We'll review your situation and outline a clear path forward.

Free Disability Consultation

Common Health Conditions Our Lawyers Handle

While eligibility depends on your specific insurance policy, our team frequently helps clients with LTD claims involving both mental and physical health conditions.

Related Insurance & Disability Claim Types

Insurance Companies We Deal With

When you’re denied disability benefits, it can feel like you’re up against a massive, unmovable system. But you’re not alone.

At Samfiru Tumarkin LLP, Our Ontario long-term disability lawyers have successfully resolved claims against the biggest insurance companies in the province. We know how these companies operate, the tactics they use, and what it takes to turn a denial into approval.

Success Stories: Real Results for Our Clients

Below are just two of the many Ontario residents we've helped recover the LTD payments they deserve.

Sun Life Reinstates Benefits

We secured full benefits for Ontario mother Sandra Bullock after her mental health claim was cut off.

View

Teacher Awarded $113,000

After being denied LTD due to surveillance, our client was awarded significant compensation.

View

"Not Paralyzed Enough" Says Insurer

We helped Mitch Murphy fight back against his insurer after he was told that he wasn't disabled enough.

View

Why Choose Samfiru Tumarkin LLP

Over 50,000 clients helped across Canada

No fees unless we win your case

Named one of Canada’s Best Law Firms by the Globe and Mail

Thousands of 5-star reviews from real clients

Talk To a Lawyer

Meet Your Ontario Disability Lawyers

Discover the long-term disability lawyers at Samfiru Tumarkin LLP. We proudly represent individuals across Ontario, offering experienced and personalized legal support when disability benefits are denied.

Meet Your Team

Sivan Tumarkin

National Co-Managing Partner

A headshot of disability lawyer Sivan Tumarkin, co-founding partner of Samfiru Tumarkin LLP, who is wearing a suit without a tie and smiling.

James K. Fireman

National Practice Leader

Toronto Disability Lawyer James K. Fireman, Partner at Samfiru Tumarkin LLP.

Albert Klein

Partner

Toronto Long-Term Disability Lawyer Albert Klein, Partner at Samfiru Tumarkin LLP.

Tamar Agopian

Partner

A photo of besuited disability lawyer Tamar Agopian, shot from the waist up.

Michael Gerhard

Partner

Toronto Personal Injury Lawyer Michael Gerhard at Samfiru Tumarkin LLP.

Melanie Henriques

Partner, Licensed Paralegal

Toronto Employment Paralegal Melanie Henriques

Lumi Pungea

Partner

Toronto Employment Lawyer Lumi Pungea

FAQs: Ontario Long Term Disability Lawyers

👉 Can I File a Claim Against My Insurance Company?
Yes. If your LTD claim is denied unfairly, you can take legal action through a disability lawyer to recover compensation.
👉 Do I Have to Live Near Your Office?
No. We help clients across Ontario remotely by phone or video call.
👉 How Long Do I Have to Act?
Deadlines apply. Contact us as soon as you’re denied or cut off.
👉 How Much Does it Cost?
There are no upfront fees. We’re only paid a contingency fee if we win your case.

LTD Lawyers Across Ontario

Our Ontario LTD lawyers represent clients in cities across the province. Whether you’re in a major centre or a smaller community, our team is here to help.

Some of the areas we serve include:

1. Greater Toronto Area (GTA)

2. Central Ontario

3. Southwestern Ontario

  • Chatham LTD Lawyers
  • Woodstock LTD Lawyers
  • St. Thomas LTD Lawyers
  • St. Catharines LTD Lawyers
  • Welland LTD Lawyers

4. Eastern Ontario

5. Northern Ontario

Talk to an Ontario Disability Lawyer Today

You don’t have to take on the insurance company alone. Our team is here to give you clear answers and strong legal support.

Free Consultation