CPP Payment Dates 2025: Canada Pension Plan Payment Schedule

CPP Payment Dates for 2025

The Canada Pension Plan (CPP) provides monthly payments to eligible Canadians, including retirement, disability, and survivor benefits.

CPP payments are issued by the Government of Canada on specific dates each month. Most payments are deposited directly into recipients’ bank accounts.

Below are the official CPP payment dates for 2025.

CPP Payment Schedule for 2025

These dates apply to:

• CPP retirement benefits
• CPP disability benefits
• CPP survivor benefits

CPP Payment Dates by Month (2025)

If you’re looking for the CPP payment date for a specific month in 2025, here are the dates:

• January 2025 CPP payment date: January 30, 2025
• February 2025 CPP payment date: February 27, 2025
• March 2025 CPP payment date: March 28, 2025
• April 2025 CPP payment date: April 29, 2025
• May 2025 CPP payment date: May 29, 2025
• June 2025 CPP payment date: June 27, 2025
• July 2025 CPP payment date: July 30, 2025
• August 2025 CPP payment date: August 28, 2025
• September 2025 CPP payment date: September 26, 2025
• October 2025 CPP payment date: October 30, 2025
• November 2025 CPP payment date: November 27, 2025
• December 2025 CPP payment date: December 23, 2025

What Time Do CPP Payments Get Deposited?

Most CPP payments are deposited early in the morning on the scheduled payment date if you are enrolled in direct deposit.

What to Do If Your CPP Payment Is Late

If you do not receive your CPP payment on the expected date:

1. Wait one to two business days, as bank processing times may vary.
2. Confirm the payment date on the official CPP schedule.
3. Contact Service Canada if the payment still has not arrived.

Delays can sometimes occur due to:

• Bank processing times
• Changes to your banking information
• Government processing delays

CPP Disability Payments Follow the Same Schedule

If you receive CPP Disability (CPPD) benefits, your payments are issued on the same dates as regular CPP retirement benefits.

CPP Disability provides monthly income support to Canadians who are unable to work due to a severe and prolonged medical condition.

CPP Payment Dates for Other Years

CPP payment schedules are released each year by the federal government.

You can view the payment schedules for other years here:

• CPP Payment Dates 2024
• CPP Payment Dates 2026

When to Speak With a CPP Disability Lawyer

Many Canadians receiving CPP Disability benefits are dealing with:

• Denied disability claims
• Delays in CPP Disability approval
• Appeals before the Social Security Tribunal

If your CPP Disability claim has been denied, you may still have options.

Lost Your Job and Looking at CPP Benefits?

Some Canadians begin researching CPP payments and government benefits after losing their job, especially later in their careers.

If you were recently let go or terminated, it’s important to know that your employer may owe you severance pay under Canadian employment law.

In many cases, employees — particularly those who are older or have worked for the same employer for many years — are entitled to much more severance than their employer initially offers. The amount can total as much as 24 months’ pay in many cases, depending on a number of factors.

Before relying on CPP benefits or retirement income, it may be worth reviewing your severance entitlements.

Speak With a CPP Disability Lawyer

If your CPP Disability claim was denied or you are considering an appeal, a CPP Disability lawyer at Samfiru Tumarkin LLP can review your situation and explain your options.