COVID-19 and LTD Rights – Disability Law Show S2 E19

Your Disability Insurance Rights During COVID-19 on the Disability Law Show on Global TV with disability lawyer Sivan Tumarkin. Learn how to fight back against the insurance company and get what you’re owed when your long-term disability claim is denied.

ON THIS EPISODE

►02:07 – The Week That Was: We received a call from a woman who was very concerned about her LTD. She has a 5-year-old son who is asthmatic and is very concerned about the pandemic. She was cleared to return to work just before the COVID-19 situation started. Her anxiety and mental health have been seriously impacted by the situation. Her doctor has told her that the changes to her mental health have disabled her from working. The insurer disagrees.

► 05:05 – Phone Call from the Disability Law Show – “My daughter is going through this. She’s been there for 15 years. Unfortunately, for the last couple of years, she has been off on LTD. They are saying ‘we want the latest updated medical from you. If your medical comes back and says it doesn’t look like you will be returning to work for a while they will fire you immediately’. They’ve already laid out their severance. They’re only offering the minimum ESA which is 1 week per year and they’re offering 15.”

COVID-19 and LTD – 3 Things You Need to Know About Your LTD Rights During the Pandemic

►11:02 – Insurance companies are still here and are still responsible to pay you if you are disabled from working.

►14:33 – If you are disabled from working because of the physical or psychological effects of the Corona Virus, you should apply for disability.

►18:00 – If you can’t get treatments because your doctor or clinic is dealing with the Corona Virus Pandemic, you should NOT be cut off LTD.

► 22:32 – Phone Call from the Disability Law Show – “I’ve been off work for over a year on long-term disability because of a heart issue. I am doing better, my doctor has okayed me to go back and then COVID happened. They wouldn’t want me to go back because of the heart issues too and I work with seniors. I’m just wondering if the long-term disability people are duty-bound to keep paying me because of the situation with my heart?”

Next Episode: Disability Law Show S2 E20 – COVID-19 and your Long Term Disability Rights

Previous Episode: Disability Law Show S2 E17 – 4 Things You Should Do if Your Insurer Wants You to See Their Doctor for an Assessment

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