Disability Law Show: Ontario – S4 E55

Episode Summary

Should you appeal a long-term disability claim denial? Disability lawyers and partners Sivan Tumarkin and Albert Klein at Samfiru Tumarkin LLP answer this question and more on the Disability Law Show on 640 Toronto.

Listen below to discover important information about your rights and a guide through the proper steps to take when your insurance provider cuts off your long-term disability or denies your insurance claim.

When you need a disability lawyer in Ontario, Sivan and his team can get you the advice you need, and the compensation you deserve.

Listen to the Episode

Show Notes

• Minor injuries and long-term disability: Many mistakenly believe that the term “totally disabled” is defined as bedridden and unable to function. In the context of long-term disability, claimants are considered disabled from doing the essential components of their job.
• What not to do when denied disability benefits: Claimants often panic when they are denied long-term disability benefits by the insurance company. It is important to speak to a disability lawyer as soon as possible to determine their next steps. It is a very stressful time for many who have been denied benefits, but it’s important to note that legal advice from a disability lawyer is often free.
• Continuing treatment while awaiting approval for disability benefits: It is vital for claimants to continue treatment and focus on recovery as it is not only essential for health improvements but there is also now a record of ailments for the insurance company.
• Denied disability benefits due to the insurance company doctor’s opinion: Insurance companies are in the business of making a profit which often leads to a denial of claims. Claimants should begin a legal claim as soon as possible and try not to appeal the denial. An appeal is rarely successful and typically is processed through the same adjuster that initially denied benefits.