Disability Law Show Global News Radio – S7 E24

Discover your rights and the TRUTH about long term disability and personal injury. Sivan Tumarkin and Albert Klein Disability Lawyers and Partners at Samfiru Tumarkin LLP, join co-host John Scholes as they guide you through the proper steps to take when your insurance provider cuts off your long-term disability or denies your insurance claim.

What We Covered

Will your long term disability benefits end after two years?

There are many on LTD that are under the impression that their benefits end after two years. Generally, if you are on LTD, most insurance policies should take you to age 65 if you satisfy the eligibility criteria.

Is the information in an insurance policy easy to find?

Your insurance policy should clearly state how long an employee can remain on disability benefits.

Week That Was

When working with insurance companies and disability lawyers, it is incredibly important that you are honest. In advance of mediation with the client, surveillance was conducted on the client that showed his hobby had become a source of income. This information was not disclosed and now had to be worked on during mediation.

Three reasons you should call Samfiru Tumarkin LLP before you go to an independent assessment scheduled by your disability insurer.

1. We will explain what you should expect at the assessment.
2. We will help you prepare for the assessment.
3. We will explain what you must do after an assessment

I’ve been on LTD for 2 years due to bipolar anxiety and PTSD. My doctor and psychiatrist say I should not return to work, I’m 36 years old. My insurance company is saying I’m ready to go back, What do I do?

Mental health disability claims can be difficult to prove. Contacting a disability lawyer in this situation would be vital as it can be very quickly assessed whether or not there is a claim.

My wife is 29 years old and has had depression for years.  She was on short term disability and she recently applied for LTD but was denied. The insurer says she doesn’t qualify as her anxiety and depression are work-related. What can she do?

It is common for insurance companies to take the position that the disability is situational and is tied to a work environment. There is a difference between situational or generalized condition.

Learn More
Long Term Claims and a Toxic Work Environment

I was off on LTD for a neurological disorder. After working with my neurologist and getting new medication my condition improved somewhat. I did return to work with my doctor’s blessing but now the medication appears to not be as effective and I need to stop working. I gave my adjuster a letter from my neurologist saying I need to be off work but the adjuster refused to put me back on LTD. Should I appeal?

Appeals are internal processes for the insurance company to have a client repeatedly go back and forth, and no clear end in sight. It is always advisable not to appeal.

Denied Long Term Disability? We Can Help.

Call 1-855-821-5900, email us at help@DisabilityRights.ca or fill out a contact form to get help now.

Discover your rights when your Long Term Disability Claim is denied. Find out more here.

Experiencing an Employment Issue?

Before you call a lawyer, use the Pocket Employment Lawyer to find out if you might have a case.

Use The Severance Pay Calculator to find out how much severance pay you may be owed upon termination.

Call 1-855-821-5900, email us at help@EmploymentLawyer.ca or fill out a contact form to get help now.