Disability Law Show 640 Toronto – S6 E13

Summary

Discover your rights and the TRUTH about long term disability and personal injury. Sivan Tumarkin and James K. Fireman, Disability Lawyers and Partners at Samfiru Tumarkin LLP, join co-host John Scholes as they guide you through the proper steps to take when your insurance provider cuts off your long-term disability or denies your insurance claim.

ON THIS EPISODE:

► 0:20 – When on LTD, if your employer goes out of business does this impact your LTD disability payments?

► 1:48 – Own Occupation and Any Occupation Testing – How your insurer determines if you can go back to your previous position or any position.

► 4:20 – Why you should not appeal your claim when cut off from disability.

► 7:57 – MY DISABILITY QUESTIONS.COM: I was approved for LTD two weeks ago, now my insurance adjuster is trying to force me to begin the start work program. Why would the insurance company force me to start this so soon, is this fair?

► 12:55 – 3 WAYS TO DEAL WITH AN AGGRESSIVE INSURER: #1 Ask for the manager and request a different case manager for your claim.

► 15:46 – 3 WAYS TO DEAL WITH AN AGGRESSIVE INSURER: #2 Confirm all requests in writing. Document your correspondence accurately and without embellishment.

► 17:53 – 3 WAYS TO DEAL WITH AN AGGRESSIVE INSURER: #3 Report to your doctor how the adjuster is impacting your health.

► 20:34 – HELP@INYOURCORNER.CA: I struggle with depression and have been on LTD for 2 years. My insurance company thinks I should be on a different medication which my doctor does not agree with. They have threatened to cut me off. Can they do that?

► 23:41 – HELP@INYOURCORNER.CA: Can you be cut off from insurance because of something the insurance company has seen on your social media?

► 28:17 – HELP@INYOURCORNER.CA: I have had bad back problems and was on LTD for a year. After trying to go back to work my condition got worse. The insurance company wants to cut me off if I don’t go back to work, I am worried about what will happen.

► 35:07 – HELP@INYOURCORNER.CA: I was denied my LTD claim because my insurance adjuster said my disability was not severe enough (that I was not disabled enough). I’m not totally disabled and not eligible.

► 37:53 – HELP@INYOURCORNER.CA: Does a disabled person have to travel 5 or 6 hours for an assessment with an inusrance company doctor. Is this a reasonable request?

► 39:23 – HELP@INYOURCORNER.CA: My husband was told by his adjuster that he will be cut off of disability at the 2 year mark. His doctors have confirmed he is unable to return to work, what do we do?

Denied Long Term Disability? We Can Help.

Call 1-855-821-5900, email us at help@DisabilityRights.ca or fill out a contact form to get help now.

Discover your rights when your Long Term Disability Claim is denied. Find out more here.

Experiencing an Employment Issue?

Before you call a lawyer, use the Pocket Employment Lawyer to find out if you might have a case.

Use The Severance Pay Calculator to find out how much severance pay you may be owed upon termination.

Call 1-855-821-5900, email us at help@EmploymentLawyer.ca or fill out a contact form to get help now.