If your long-term disability claim has been denied or cut off in Toronto, you’re not alone — and you’re not out of options. At Samfiru Tumarkin LLP, our top-rated Toronto disability lawyers fight back against insurance companies and help people like you recover the benefits they’re legally owed.

With 2,000+ five-star reviews and no upfront fees, we’ve helped thousands across Toronto get results. Your claim matters. We’re here to make it right. Book your free consultation today.

🏆 Why Thousands in Toronto Trust Us With Their Disability Claim

18+ Years

Disability Law Experience

Team of Lawyers

48 Lawyers

Serving Clients in Toronto

No Fee Unless We Win

No Fee

Unless We Win Your Claim

Free Consultation

Free Consult

Legal Insights Seen On

CP24
CTV News
Global News
CityNews
Toronto Star
CBC News
Globe and Mail
680 News
National Post
640 Toronto
Newstalk 1010
Canadian Lawyer Magazine


See Media Appearances


Our Long-Term Disability Lawyers in Toronto Take On Canada’s Largest Insurers — and Win

At Samfiru Tumarkin LLP, we have a proven track record of holding insurance companies accountable when they deny or cut off long-term disability benefits.

As trusted long-term disability lawyers in Toronto, we’ve helped thousands of clients overcome their own David vs. Goliath battles — recovering millions in compensation from major insurers.

We’ve successfully challenged decisions by:

 

See why we’ve been named one of Canada’s Best Law Firms by The Globe and Mail.

Denied LTD Benefits? Speak with a Toronto Disability Lawyer Now

Our long-term disability lawyers in Toronto know how to win claims — even against the biggest insurers. No fees unless we succeed. Let’s get started.

Free Consultation

Success Stories: Real Results for Our Clients

FAQs on Long-Term Disability Lawyers in Toronto

👉 What Should I Do if My Long-term Disability Claim is Denied in Toronto?
If your LTD claim is denied, start by reviewing the denial letter carefully. Do not respond without legal advice. Speak with a Toronto long-term disability lawyer at Samfiru Tumarkin LLP to understand your options and start the legal process to recover your benefits.
👉 Can I Appeal a Denied Long-term Disability Claim?
Yes — but internal appeals rarely succeed. Insurance companies often deny again unless there’s new, compelling medical evidence. We recommend filing a legal claim instead of relying on the appeal process.
👉 Do I Need a Long-term Disability Lawyer in Toronto?
You’re not required to hire a lawyer — but your chances of success are much higher with one. Our Toronto disability lawyers deal directly with insurance companies and build strong cases to get results.
👉 How Much Does a Disability Lawyer in Toronto Cost?
We work on a no-win, no-fee basis. You don’t pay anything unless we recover money for you. Book a free consultation to find out if your case qualifies.
👉 How Long Does a Long-term Disability Claim Take?
Some LTD claims are resolved quickly, while others take a few months. We typically settle claims without going to court. Once we assess your case, we’ll give you a realistic timeline.
👉 How Are Long-term Disability Benefits Calculated in Toronto?
Most LTD benefits are between 60% and 70% of your regular income. Taxes, CPP Disability, and other offsets may apply. Learn more in our Ontario LTD guide.
👉 What Medical Conditions Qualify for Long-term Disability?
Common conditions include mental health disorders, chronic pain, cancer, arthritis, and more. For a full list, see our medical conditions that qualify for LTD.
👉 What Evidence Do I Need to Prove My Long-term Disability Claim?
You’ll need a doctor’s note, test results, treatment history, and potentially specialist reports. Read what evidence helps your LTD claim.
👉 Can I Be Forced to Return to Work While Receiving LTD?
No — not if your doctor says you’re unable to work. If your insurer is pressuring you, get legal help right away to protect your rights.

Top 3 Reasons You Should Hire a Disability Lawyer in Toronto

Denied or cut off from long-term disability benefits? In this video, Sivan Tumarkin explains why hiring an experienced Toronto disability lawyer is your best step forward.

1. We Handle All Communication with the Insurer

Once you hire a disability lawyer in Toronto, your insurance adjuster must deal with us directly — relieving you of the stress and pressure of constant calls or emails.

2. The Insurance Company Must Disclose Your File

Insurers are legally required to share your full claim file with your lawyer, including internal notes. This transparency helps us build your case more effectively.

3. We Find Their Mistake — and Get You Compensation

Most LTD claim denials contain errors. A disability lawyer can identify where the insurer got it wrong and help you secure compensation or reinstate your benefits.

Meet Your Team

Find out more about the long-term disability lawyers at Samfiru Tumarkin LLP. Our firm has produced results for tens of thousands of Canadians, including in Toronto and the GTA.

Your team

Legal Help for Disability Claims in Toronto

  • Long-term Disability (LTD)

    Denied or cut off from LTD benefits? Learn more.

  • Short-term Disability

    Legal support when your short-term disability claim is delayed, denied, or ending. Read more.

  • CPP Disability

    We help Toronto residents apply for and appeal CPP disability claims. Details here.

  • Forced Return to Work

    We protect clients pressured to return before they’re medically ready. Know your rights.

  • Independent Medical Exams (IME)

    Get advice before attending an IME requested by your insurer. Learn more.

  • Life Insurance Claims

    We fight for life insurance payouts after wrongful delays or denials. More here.

  • Critical Illness Claims

    Support when insurers deny or delay lump-sum critical illness benefits. View details.

  • Mortgage Insurance Claims

    Denied mortgage disability coverage in Toronto? We can help. Read more.

Medical Conditions That Qualify for Disability Benefits in Toronto

Our Toronto disability lawyers help with claims involving:

📋 View full list of medical conditions

Free Consultation With a Trusted Toronto Disability Lawyer

Don’t wait—take the first step to get the benefits your insurer owes you. Contact us now for your free consultation.

Get My Free Consultation

Advice You Need. Compensation You Deserve.

Consult with Samfiru Tumarkin LLP. We are one of Toronto's most experienced and trusted employment, labour and disability law firms. Take advantage of our years of experience and success in the courtroom and at the negotiating table.

GET HELP NOW