Travel Insurance Claim Denials and Compensation

travel insurance claim denials, travel insurance claim compensation, travel insurance claim

Was your travel insurance claim denied for a cancelled trip?

Since the onset of the COVID-19 pandemic, Samfiru Tumarkin LLP has seen an influx in denials of trip cancellation claims from all over Canada. The most common reason we have noticed for why insurers deny such claims is the availability of a credit or voucher for claimed expenses.

For instance, if you booked a flight or a cruise, and had to cancel because of COVID-19 and related government travel advisories, the airline or cruise line may have offered you a credit or vouchers (i.e. non-monetary compensation) for future use.

In many cases, insurers are taking the position that if you are offered non-monetary compensation, such as a credit or a voucher, it means that you did not suffer a loss or penalty, or are otherwise precluded from being reimbursed for your expense by your travel insurer.

You have rights

Travel insurance policies are legal contracts.

If you were covered by a travel insurance policy through your credit card or through an insurance company directly, you have legal rights to claim compensation pursuant to the provisions of the policy.

Unless your travel insurance policy expressly states that non-monetary compensation such as a credit or a voucher excludes you from claiming reimbursement for an eligible expense, you should be paid by your insurer for that expense.

Samfiru Tumarkin LLP has successfully represented countless individuals who have been denied benefits by the insurance company. For years we have educated and provided guidance to Canadians on their legal rights through our popular television shows on Global and CTV, as well as radio stations across the country. Our insurance lawyers have been involved in high profile cases, including the “Million Dollar Baby” travel insurance case, Mitch Murphy, Sandra Bullock, and Julie Austin, to name a few.

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How Samfiru Tumarkin LLP Can Help

  • Experience

    Our team of lawyers have years of experience challenging insurance companies on policy denials, and getting results for our clients. Some of our lawyers once worked FOR insurance companies, so we know how they think.
  • Clarity

    We will tell you what your legal rights are and the steps we will take to enforce them so that you are confident in your case. We can review your situation to find out if you are owed compensation.
  • Results

    We endeavour to produce the most effective and efficient results possible for our clients, a claim backed up by 750+ positive online reviews.
  • Trust

    Our insurance lawyers have earned the respect of our peers, media outlets and clients. Tens of thousands of Canadians have put their faith in our team on varying legal issues, ranging from simple cases to complex litigation.
  • Customer Service

    Our lawyers are very responsive and keep their clients updated during every step of the process. We will always take the time answer any questions our clients have about their case and the progress we make.
  • Reduced Stress

    Our lawyers fight on your behalf. We deal directly with your employer or insurance company so you don't have to.
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