Disability Law Show 640 Toronto – S6 E23

Discover your rights and the TRUTH about long term disability and personal injury. Sivan Tumarkin and James K. Fireman, Disability Lawyers and Partners at Samfiru Tumarkin LLP, join co-host John Scholes as they guide you through the proper steps to take when your insurance provider cuts off your long-term disability or denies your insurance claim.

What We Covered

Can I be forced to resign?

00:42:00 – From my disabilityquestions.com– Can I be forced to resign if my disability payments have been cut off? My payments were recently cut off and I am unable to return to work and my employer wants me to resign from my position.

Can I appeal a 2 year cut off?

04:54:00 – From help@inyourcorner.ca – I suffered a sub-arachnoid brain injury. I was on LTD for 2 years but was then cut off. My employer gave me a position that would accommodate my disability, but I wish I had been given more coverage on my LTD. I did the return to work program but had to take a different job. Is there any hope to appeal the 2 year cut off?

3 Things you must do if you are told your LTD is going to be cut off!

13:57
1. Call us now!
Don’t wait to contact a lawyer if you have an impending cut off date. Appeals often don’t work and are a waste of your time. If you feel that your insurance has been unfairly cut off it is important to seek legal representation quickly. We can asses your case and provide you with insight about your case and let you know if you should move forward.
2. Get a copy of your LTD policy!
Having a copy of your policy will allow you or a lawyer the ability to review what you are owed and what rights you have under your policy.
3. Speak with your treating doctors and have them confirm you are still unable to return to work.
It is important that if you are cut off or about to be cut off it is because the insurance company thinks you are able to return to work. Speaking to your doctor and getting updated reports will help you and a lawyer to provide the necessary documentation to show your current medical status.

Should my employer be dealing with my LTD?

24:00 – Email from help@inyourcorner.ca – Last week my husband got a call from his employer that his LTD will be cut off. We have been dealing with the insurance company up until now and are not sure why his employer is calling us about this instead. Is there anything we can do? Why is the employer calling us about this?

Can I request a new adjuster?

28:38 – Email from help@inyourcorner.ca – My sister was on LTD for 6 months before she started getting threatening calls from her adjuster. She is afraid to ask for a new adjuster but dealing with him is causing her stress and anxiety. What can she do?

Should my doctor speak to a lawyer about my LTD claim?

33:20 – Email from help@inyourcorner.ca – My daughter was a victim of sexual assault 3 years ago and has been in and out of psychiatric treatments. She works as an occupational therapist and has applied for LTD She was denied then appealed this decision and was denied again. Her psychologist is frustrated for my daughter and said she would be willing to speak with a lawyer on my daughter’s behalf. Is this appropriate?

Who is liable for an injury sustained on a rental property?

39:17 – My uncle was in a bad accident at the cottage he was renting. He was leaning against a second floor balcony railing when it collapsed and he fell. He broke his back and is in pretty serious condition. Who is responsible for this. Is the owner of the cottage liable for his injury?

Denied Long Term Disability? We Can Help.

Call 1-855-821-5900, email us at help@DisabilityRights.ca or fill out a contact form to get help now.

Discover your rights when your Long Term Disability Claim is denied. Find out more here.

Experiencing an Employment Issue?

Before you call a lawyer, use the Pocket Employment Lawyer to find out if you might have a case.

Use The Severance Pay Calculator to find out how much severance pay you may be owed upon termination.

Call 1-855-821-5900, email us at help@EmploymentLawyer.ca or fill out a contact form to get help now.