Disability Law Show: Ontario – S5 E12

Episode Summary

What documentation is needed for a disability claim? Disability lawyer and Partners James Fireman and Tamar Agopian, at Samfiru Tumarkin LLP, answer this question and more on the Disability Law Show on Newstalk 1010 in Toronto.

Listen below to discover important information about your rights and a guide through the proper steps to take when your insurance provider cuts off your long-term disability or denies your insurance claim.

When you need a disability lawyer in Ontario, James can get you the advice you need, and the compensation you deserve.

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Show Notes

• Disability benefits cut off despite numerous health conditions: Many claimants experience a cut off from disability benefits after the first two years. An indicator that an insurance company is preparing to end benefits can be a request to attend a functional abilities assessment. A functional capacity evaluation can be used by the insurer to pressure a claimant back to work and end benefits.
• Not continuously considered disabled: It is important for claimants that have been denied long-term disability benefits to speak with their treating doctors. The elimination period is the time period before disability benefits begin. The insurance company looks to determine that a claimant has remained disabled from their own occupation during the elimination period.
• The situation at work aggravated my mental health condition: In the event, a workplace stressor contributes to a health condition, insurance adjusters often deny claims that a disability is in fact just a workplace condition. Often, a stressful or toxic work environment can lead to a generalized health condition. It is important for claimants to determine whether or not they have ongoing functional limitations and speak to their treating doctors.
• Union members and disability claim: Union members should determine the specifics of their collective agreement. In many cases, a union member is able to pursue legal advice from a disability lawyer.