Trusted Disability Lawyers in Toronto
If illness or injury prevents you from working, disability benefits can provide critical financial support. A Toronto disability lawyer at Samfiru Tumarkin LLP helps individuals navigate disability-related legal issues, including disputes with insurers and benefit providers.
Our disability law team represents Toronto residents in a wide range of disability insurance and benefits matters. We step in when insurers take unreasonable positions, apply restrictive interpretations of policies, or create unnecessary barriers to benefits.
How a Disability Lawyer Can Help
A Toronto disability lawyer can help by:
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Reviewing the wording of disability insurance policies and benefit plans
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Identifying insurer errors or unfair claim handling practices
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Organizing medical and occupational evidence to support eligibility
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Communicating with insurers on your behalf
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Challenging benefit decisions through negotiation or litigation
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Protecting benefits from improper reduction or termination
Types of Disability Benefits We Assist With
Disability law covers several different benefit systems. Our Toronto disability lawyers regularly assist with:
- Private disability insurance through employer benefit plans
- Short-term disability benefits
- Long-term disability insurance
- Government disability benefits, including CPP Disability
Each type of benefit comes with different rules, timelines, and legal considerations.
Disability Benefit Disputes in Toronto
Disputes over disability benefits often arise from how insurers interpret policies rather than from medical reality.
We assist Toronto clients facing issues such as:
- Disagreements over medical evidence
- Insurer claims that restrictions are unsupported
- Pressure to return to work prematurely
- Allegations that benefits are no longer payable
- Conflicting opinions between treating doctors and insurer assessors
Understanding how disability benefit decisions are made is often the first step toward challenging them.
Long-Term Disability Claims in Toronto
Long-term disability claims involve particularly complex insurance policies and legal standards. When long-term disability benefits are denied or cut off, focused legal guidance matters.
Early-Stage Disability Benefit Issues
Short-term disability benefits are often treated as “temporary” or routine — but denials can still create serious financial pressure.
We help Toronto clients when early disability benefits are:
- denied outright
- cut off prematurely
- used improperly to delay or block access to long-term disability benefits.
CPP Disability Claims
CPP Disability benefits are separate from private insurance, but the two are often connected in practice.
Our Toronto disability lawyers assist with:
- CPP Disability applications
- Appeals following CPP Disability denial
- Coordinating CPP Disability benefits alongside private insurance
We help ensure CPP decisions are handled strategically and do not negatively affect other benefits.
Insurance Companies We Regularly Deal With
We represent Toronto clients in disputes with all major disability insurers, including:
- Sun Life
- Manulife
- Canada Life
- Desjardins
- RBC Insurance
- Great-West Life
- Blue Cross
Each insurer uses different tactics — familiarity matters.
Why Toronto Clients Choose Samfiru Tumarkin LLP
Our team handles every part of your case so you can focus on your health.
Millions Recovered
We’ve recovered millions in disability benefits for Canadians whose claims were wrongly denied or terminated.
Insurance Insight
Some of our lawyers previously worked for insurance companies. We know how claims are evaluated — and how denials are built.
No Upfront Fees
We handle disability claims on a no win, no fee basis.
National Reputation, Local Focus
We represent clients across Canada, while providing focused support to Toronto residents navigating Ontario disability law.
Speak With a Disability Lawyer in Toronto
If you’re dealing with a disability-related benefits issue, getting clear legal advice early can make a meaningful difference.
A short conversation with a Toronto disability lawyer at Samfiru Tumarkin LLP can help you understand:
- Whether an insurer’s position is reasonable
- What evidence matters most
- What steps protect your benefits moving forward
No upfront fees. Clear answers. Proven results.