Disability Law Show: Ontario – S5 E26

Episode Summary

How do you transition from short to long-term disability leave? Disability lawyer and Partner Tamar Agopian at Samfiru Tumarkin LLP answer this question and more on the Disability Law Show on 640 Toronto and Newstalk 580 CFRA.

Listen below to discover important information about your rights and a guide through the proper steps to take when your insurance provider cuts off your long-term disability or denies your insurance claim.

When you need a disability lawyer in Ontario, Tamar and her team can get you the advice you need, and the compensation you deserve.

Listen to the Episode

Show Notes

• Approved disability for own occupation: It is not up to the individual after the first two years on long-term disability, to prove they are unable to work in any occupation. Insurers often deny claimants benefits as the change in definition period occurs and insist claimants can work in a sedentary position. Insurers should listen to their own treating doctors about their abilities and limitations.
• Condition worsening after short-term disability: Some conditions, such as epilepsy, if well controlled might disqualify claimants from long-term disability. However, some conditions can cause secondary symptoms and ailments. It is important to apply for long-term disability if still unable to work at the end of short-term disability benefits. It is vital for claimants to ask their doctors for specific limitations in regard to their disability.
• Position filled after disability leave: In some claims, employment and disability issues can intersect and overlap. It is vital to seek legal advice from a lawyer well-versed in both employment and disability law. Employees cannot be terminated as a result of taking medical or disability leave. Employers have a duty to accommodate employees with medical conditions.
• Serious injury after a bicycle accident: After a collision occurs in which an individual is at fault, it is vital for the injured party to speak to a personal injury lawyer. It is also important for individuals to seek immediate medical attention. For those unable to work as a result of an injury, an application for disability benefits should also be pursued. Auto insurance benefits can provide further compensation for rehabilitation.