Disability Law Show Bell Radio – S3 E22

Episode Summary

Discover your rights and the truth about insurance companies and long-term disability claims on Season 3 Episode 22 of the Disability Law Show on Newstalk 1010 in Toronto.

Listen below to James K. Fireman, and Tamar Agopian, Disability lawyers at Samfiru Tumarkin LLP, as they guide you through the proper steps to take when your insurance provider cuts off your long-term disability or denies your insurance claim.

Listen to the Episode

Episode Notes

• I was a truck driver for decades and had back surgery years ago. I returned to work but over time I got increasing pain and was told to stop working by my doctor. I can’t really do any job anymore. My insurance is pressuring me to return to work. What do I do?
• How often do you get to mediation and the insurance company doesn’t offer anything?  What happens then?
• I was diagnosed with ALS and its become progressively worse over the past decade. I worked for a while after my diagnosis but eventually had to stop. I’ve been receiving LTD and CPP. What happens when I turn 65? Do all my benefits end?
• If someone has just applied for LTD benefits, what next steps should they expect from the insurance company?
• I’ve been getting LTD benefits since July 2019 because I suffer from peripheral neuropathy and my condition makes it impossible to work.  My insurance company told me last week that my benefits will stop at the 2-year mark because I can do another job.  Since my payments will continue until July, doesn’t it make sense to at least try appealing once?
• Would you recommend that someone consults their union before contacting you about their disability claim?
• I struggle with anxiety and depression and I have a hard time standing and walking.  I’ve been on LTD benefits and CPP disability benefits for about 9 months now, but I just got a letter from the insurance company saying they’re cutting me off because my doctor refuses to provide a narrative report.  My doctor has provided relevant medical information. Is this normal?