Disability Law Show Bell Radio – S3 E15

Episode Summary

Discover your rights and the truth about insurance companies and long-term disability claims on Season 3 Episode 15 of the Disability Law Show on Newstalk 1010 in Toronto.

Listen below to James K. Fireman, and Tamar Agopian, Disability lawyers at Samfiru Tumarkin LLP, as they guide you through the proper steps to take when your insurance provider cuts off your long-term disability or denies your insurance claim.

Listen to the Episode

Episode Notes

• I was denied LTD and the insurer informed me it was denied after an assessment by their doctor, and returning to work won’t cause any harm. Do I have any options?
• I’ve worked in a bank for over a decade as a liaison. My mental health deteriorated and I could no longer work. I applied for LTD and was approved for over 3 years but my insurer asked for constant forms and pressured my doctor for updates. What do I do?
• If someone’s LTD benefits are declined, does it affect any of their other benefits like life insurance?
• My wife has been on LTD and just recently received CPPD. What are her employer’s obligations?
• My husband has been on LTD after a terrible injury. If you receive money from another source,  such as a lawsuit, does this affect your long-term disability payments?
• I fell last year and got a really bad concussion.  I’m being treated at a concussion clinic and seeing a psychiatrist who has diagnosed me with depression, anxiety and PTSD. I’m gathering documents to appeal my denial but the concussion clinic is saying that it will cost me and I can’t afford that right now. What do I do?
• I was wondering if disability lawyers take on clients on a contingency basis?
• Why is it so unusual for disability cases to go to trial?