Disability Law Show Bell Radio – S3 E13

Episode Summary

Discover your rights and the truth about insurance companies and long-term disability claims on Season 3 Episode 13 of the Disability Law Show on Newstalk 1010 in Toronto.

Listen below to James K. Fireman, and Tamar Agopian, Disability lawyers at Samfiru Tumarkin LLP, as they guide you through the proper steps to take when your insurance provider cuts off your long-term disability or denies your insurance claim.

Listen to the Episode

Episode Notes

• I’ve been struggling with my health since my son died last year and my wife got sick. I then had a heart attack 6 months ago. I was declined for LTD and they said that their doctor reviewed my claim and said because my job was sedentary I could work.  Should I appeal?
• What is the timeline from when a legal claim is launched against an insurer to when things are settled?
• Can you still get disability benefits if you are on a temporary layoff from work?
• My husband has been on LTD since 2002 but has never had an increase. Should there have been a cost of living increase?
• How does the pre-existing condition clause in an insurance policy function?
• When clients first meet with you or talk to you, what questions should they be asking you?  What do they need to know?
• My insurer sent me for an assessment and their doctor recommended different medication. Both my GP and specialist say the medications recommended are highly addictive and have serious side effects. Now my adjuster told me that my benefits are getting cut off because I’m not complying. Can they do this?