Disability Law Show: Alberta & BC – S1 E32

Episode Summary

Will repeated appeals lead to a reinstatement of LTD benefits? Disability lawyers Sivan Tumarkin and Martin Willemse at Samfiru Tumarkin LLP, answer this question and more on the Disability Law Show on 980 CKNW in Vancouver, 770 CHQR in Calgary and 630 CHED in Edmonton.

Listen below to discover important information about your rights and a guide through the proper steps to take when your insurance provider cuts off your long-term disability or denies your insurance claim.

Whether you need a BC disability lawyer or disability lawyers in Alberta, Sivan and his team can get you the advice you need, and the compensation you deserve.

Listen to the Episode

Show Notes

• Repeated failed appeals lead to the expiry of the limitation period: It is essential before appealing a long-term disability denial to speak to a disability lawyer. The appeals process is rarely successful and typically wastes a claimant’s time. Claimants have two years after the initial denial of disability benefits to file a legal claim and pursue their rights. Appeals are not conducted by a third-party arbitrator and are often overseen by the adjuster that initially denied the claim.
• Medical professionals’ uncertainty to join the legal process: Most medical professionals are concerned with helping their patients that have difficulty with their insurance companies, particularly those coping with a mental illness. Some treating doctors do not believe that claimants are disabled from working. Claimants with doctors who do believe they should be on LTD can seek advice from a disability lawyer on the importance of details provided to the insurance company.
• Claimant sent to insurer recommended psychiatrist: Most disability policies require claimants to attend an independent medical examination if requested by the insurance company. Claimants are not obligated to receive treatment from a medical professional recommended by the insurer.