Discover your rights and the TRUTH about long term disability and personal injury. Sivan Tumarkin and James K. Fireman, Disability Lawyers and Partners at Samfiru Tumarkin LLP, join co-host John Scholes as they guide you through the proper steps to take when your insurance provider cuts off your long-term disability or denies your insurance claim.
► 00:15 – Can my insurer cut off my LTD after 2 years if I am still unable to work?
Woman with agoraphobia and anxiety was contacted by her insurance company and was told that she will likely only be covered up to 2 years at which point her LTD will be cut off.
► 04:34 – Recent Affiliations At The Firm
► 3 Feelings Most LTD Claimants Feel When Dealing With Their Insurer
– 06:17 Anger
– 09:54 Frustration
– 12:24 Fear
► 17:08 – 2 Year Cutoff On LTD
I had a triple bypass because of heart-related issues. I’m 54 and have been told by my doctors that I can’t go back to work. My insurer has told me that I will be cut off after 2 years. I’ve got basic education and won’t be able to work anywhere else. Is there anything I can do?
► 19:53 – What Can I Do If My LTD Insurer Wants Me To Go Back To Work?
My wife has suffered from severe depression and agoraphobia for years. Recently her insurer had her case reviewed by a consultation who concluded that she should try to go back to work. Her insurance company is threatening to cut off her benefits if she doesn’t comply. What can we do?
► 27:04 – Am I owed any compensation if I was in a car accident and am on leave as a result?
I was in a bad car accident last year. I broke two of my vertebrae and was in the hospital for months. I am a roofer and have been for years. I haven’t been back to work and am not sure if or when I will be able to return. Am I entitled to any sort of compensation for this?
► 34:02 – Do I have to see a psychiatrist to have my LTD claim approved?
My sister had a miscarriage which led to a divorce and has been dealing with depression as a result. She has been seeing a doctor and a Psychologist who have both stated she is unable to work but she was denied LTD. Does she have to see a psychiatrist to have her claim approved?
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