Disability Lawyer Vancouver

Trusted Disability Lawyers for Vancouver Insurance Claims

If your disability benefits were denied, delayed, or cut off, you don’t have to take on the insurance company alone.

The disability lawyers at Samfiru Tumarkin LLP represent Vancouver residents in disability insurance disputes, including long-term disability (LTD), short-term disability (STD), and CPP Disability issues. We help individuals challenge unfair insurer decisions and recover the income they depend on.

Insurance companies deny valid disability claims every day — often by misinterpreting medical evidence, applying overly narrow policy definitions, or relying on insurer-hired doctors. Our role is to push back and hold insurers accountable.

Free Consultation

Early legal guidance often makes the difference between a prolonged denial and a successful resolution.

Long-Term Disability Claims in Vancouver

Long-term disability (LTD) benefits are meant to replace income when illness or injury prevents you from working — but they are also the most aggressively denied disability claims.

Many Vancouver claimants see LTD benefits:

• denied at the outset, or
• cut off when the insurer applies a stricter definition of disability (often at the two-year mark)

If your LTD claim is denied or reduced, it’s critical to understand whether the insurer applied the policy correctly.

Short-Term Disability & Early Benefit Issues

Short-term disability benefits are often treated as “temporary” or routine — but denials can still create serious financial pressure.

We help Vancouver clients when early disability benefits are:

• denied outright
• cut off prematurely
• used improperly to delay or block access to long-term disability benefits.

Many STD disputes are directly connected to later LTD denials, especially where insurers argue you should have returned to work sooner than medically appropriate.

CPP Disability Claims

CPP Disability is separate from private insurance — but insurers often try to use CPP decisions to justify denying LTD benefits.

Our disability lawyers assist Vancouver clients with:

• CPP Disability applications
• appeals after CPP denial
• coordinating CPP and LTD benefits properly

We ensure CPP is handled strategically, without undermining your insurance claim.

Common Reasons Disability Claims Are Denied

Most disability denials rely on policy interpretation, not medical reality.

Common reasons include:

• insurer doctors disagreeing with your treating physicians
• claims that you can perform “sedentary work”
• allegations of improvement without objective evidence
• surveillance or social media misuse
• misapplication of the “any occupation” test

Understanding why a claim was denied is the first step toward reversing it.

Insurance Companies We Regularly Deal With

We represent Vancouver clients in disputes with all major disability insurers, including:

• Sun Life
• Manulife
• Canada Life
• Desjardins
• RBC Insurance
• Blue Cross

Each insurer uses different strategies — experience with their tactics matters.

Speak With a Disability Lawyer in Vancouver

If your disability benefits were denied, delayed, or cut off, getting legal advice early matters.

A short conversation with a Vancouver disability lawyer at Samfiru Tumarkin LLP can help you understand:

• whether the denial is defensible
• what evidence matters most
• how to protect your benefits moving forward

No upfront fees. Clear answers. Proven results.