Disability Law Show Bell Radio – S2 E47

Discover your rights and the TRUTH about long term disability and personal injury. James K Fireman  Disability Lawyer at Samfiru Tumarkin LLP joins co-host John Scholes as they guide you through the proper steps to take when your insurance provider cuts off your long-term disability or denies your insurance claim.

On This Episode

• The term total disability is often misunderstood by the general public.
• An insurer’s medical consultant is typically a family doctor on an insurer’s roster who usually receives a large amount of files from the insurance company.
• When a legal claim is settled, does the client still have to deal with the insurance company afterwards?
• I’ve been on LTD for 14 months due to lumbar spine damage at work. How long could I stay on disability?
• I’ve been on LTD for 7 years and I’ve received a letter recently from my insurer asked me to fill out what functionality I have. Can my insurer force me to return to the job?
• My insurer says my benefits will be cut off after 5 years as it is the maximum in my company policy. Can they do that?
• What is an examination for discovery and is it typical in disability litigation?
• Can I pursue a legal claim just with the insurer and not involve my employer?
• When you start a legal claim, what happens at the Insurance Company?  Are the same people that made the decision to deny or cut off benefits still involved?