Disability Law Show Bell Radio – S1 E11

Summary

Discover your rights and the TRUTH about long term disability and personal injury. Sivan Tumarkin and James K. Fireman, Disability Lawyers and Partners at Samfiru Tumarkin LLP, join co-host John Scholes as they guide you through the proper steps to take when your insurance provider cuts off your long-term disability or denies your insurance claim.

In This Episode

Chapter 1

I was on LTD for 2 years before it ended. I wanted to go back to work but I was laid off. Can they terminate me right after returning from LTD?

Chapter 2

What do you do if the insurance company is making you see a different specialist?

A lady was suffering from PTSD and was getting treatment from a therapist for over a year. She was approved for LTD, but after a year and a half, the insurance company wanted her to see a different therapist. 2 months later, the new therapist that was recommended by the insurance company accused her of lying or lacking motivation and the insurance company cut her off. Can the insurance company make you see a different specialist for treatment?

Chapter 3

How will my termination affect my LTD?

I was approved past the change of definition after 2 years on LTD in February 2016. My current employer has just terminated me effective December 2019 because of the plant closure. How will my termination affect my LTD?

Chapter 4

What to do if you’re a teacher and have been cut off LTD?

Chapter 5

What can you do if the union is not assisting you after you have been cut off LTD?

A teacher was the victim of violence in the classroom and sustained a concussion and other health issues. She went to the union for help with her denied LTD claim, but she did not receive the support she needed.

Chapter 6

3 things you must do if you’re told your LTD payments will be cut off

• Contact us
• Get a copy for the LTD policy
• Speak to your doctor
• Get letters that confirm that you cannot to do either your occupation or any other occupation

Chapter 7

Why does the insurance company get a portion of the severance I received from my employer?

My wife was terminated while on LTD. We hired an employment lawyer and we got her 45k in severance. The LTD insurance company got credit for that amount and my wife ended up getting nothing from the severance. Is there anything we could do?

Chapter 8

Will I be cut off LTD if I refuse to speak to a new specialist that my adjustor is recommending?

I have been on LTD for over a year now and I see my psychologist every week for depression and anxiety. Recently, my adjustor contacted me and asked me to see their psychologist for treatment because they think the psychologist I’ve been seeing is not helping me recover. Do I have to do what the adjustor is saying? If I don’t, will they stop the payments?

Chapter 9

It’s been 10 months since I was involved in an accident. Can I leave my lawyer and contact you instead?

I was involved in a collision and I have a lawyer. Its been 10 months since the accident and the file has been dragging on. Can I leave my lawyer and contact you instead?

Chapter 10

How important is it to choose a good clinic with a good reputation after an accident?

Chapter 11

My wife will be cut off LTD in September. Should she appeal?

My wife was in an accident 3 years ago and she suffered a head injury. She’s been off work on LTD for almost 2 years and was recently sent to see a doctor hired by the insurance company who then reported to the insurer that she could go back to work. She was a stockbroker and there’s no way she can do that job or any other job that can pay her anywhere close to what she made as a broker. Her LTD will end in September. Should we appeal the decision?

Chapter 12

Before going on LTD or STD should I get a lawyer to review the policy?

Denied Long Term Disability? We Can Help.

Call 1-855-821-5900, email us at help@DisabilityRights.ca or fill out a contact form to get help now.

Discover your rights when your Long Term Disability Claim is denied. Find out more here.

Experiencing an Employment Issue?

Before you call a lawyer, use the Pocket Employment Lawyer to find out if you might have a case.

Use The Severance Pay Calculator to find out how much severance pay you may be owed upon termination.

Call 1-855-821-5900, email us at help@EmploymentLawyer.ca or fill out a contact form to get help now.