Lawyer on COVID-19 Long-hauler claims in Ontario

As the COVID-19 pandemic continues, Canadians who contracted the virus have begun to experience symptoms that have lingered despite testing negative. While some individuals have managed to return to a state of normalcy, others have been fundamentally affected and are unable to work as they used to.

An Ottawa employment lawyer at Samfiru Tumarkin LLP spoke with Leslie Roberts on Newstalk 580 CFRA on the struggle Canadians are facing with long-term disability claims as a result of COVID-19.

What They Discussed

What are Canadians who have had COVID-19 and still feeling the effects facing with insurance companies?

Many insurance companies are denying long-term claims from Canadians who have had COVID-19 claiming that there is no diagnosis associated with the virus.

How do Canadians who have had COVID-19 start building their long-term disability case?

The first step for many will be going to see a doctor and having documentation and support from a health care provider that confirms you are unable to work. COVID-19 is still a new virus but ultimately if an individual cannot perform their duties, a diagnosis of COVID-19 is not necessary.

Are insurance companies asking for a second opinion?

Insurance companies do have the ability to ask for a second opinion and request an independent medical assessment from the claimant.

At what point should a claimant ask for legal advice?

It is important to contact a lawyer immediately if you are denied a disability benefits claim. it is important to start the process as soon as possible.

If a claimant waits too long to consult a lawyer, does it hurt their case with the insurer?

Consulting a lawyer as soon as possible is important as there is a two-year limitation period from the date of denial in order to pursue a claim and benefits.