How long do CPP Disability Benefits last?
Answer
Canada Pension Plan disability benefits continue for the duration of your disability or the program’s eligibility period, or until you turn 65, which is when CPP pension begins.
Ongoing eligibility
To continue receiving CPPD benefits, you must meet ongoing eligibility requirements. This includes having a disability that is both severe and prolonged. The disability should be expected to last for an extended period, typically indefinitely, and it should continue to substantially prevent you from working at any job on a regular basis.
Medical reviews
Periodically, Service Canada may review your medical condition to ensure that you still meet the eligibility criteria. These medical reviews are conducted to assess whether your disability continues to meet the CPPD requirements.
How often you have these CPPD reviews depends on how they categorize your disability. It can be as frequent as every 6 months for conditions like vehicle accidents or as long as every 3 years for chronic illnesses like diabetes, ALS or cancer.
Age 65 transition
When CPPD recipients reach the age of 65, their benefits will generally transition to regular Canada Pension Plan (CPP) retirement benefits. The amount of the benefit may change at that time, but individuals will continue to receive financial support.
What happens if my CPP disability benefits are denied?
If Service Canada cuts off or denies your CPP disability benefits, you should contact a disability lawyer at Samfiru Tumarkin LLP immediately for a free consultation.
Our team is committed to helping you navigate a devastating CPPD denial in Ontario, Alberta or B.C. Samfiru Tumarkin LLP has years of experience resolving these and other disability matters for thousands of people caught in the same situation. A free consultation with our team can put you on the path to getting the benefits you are entitled to.
You must contact us as soon as you are denied, as there is usually a 90-day deadline to appeal Service Canada’s decision.
LEARN MORE
• How CPPD impacts long-term disability claims
• What are the CPP payment dates?
• Watch: 3 reasons why you should apply for CPPD while on LTD
Can I appeal a CPPD claim denial?
Yes. In most cases, you have 90 days to appeal Service Canada’s decision to deny your claim for CPPD benefits. However, you absolutely should not appeal before speaking to a CPPD lawyer or specialist at Samfiru Tumarkin LLP. There is no cost to talking to our team to better understand your rights.
A free consultation can provide clarity during this confusing time, and a potential solution to secure the compensation you need. We know what information should be included in your application, and how to help your doctors fill out their portions of the application.
At Samfiru Tumarkin LLP, we have been successful at every stage of our involvement, from application to appeal.
How Samfiru Tumarkin LLP can help
If your CPPD claim is denied, you need to contact the experienced team at Samfiru Tumarkin LLP immediately at 1-855-821-5900 for a FREE CONSULTATION.
Our firm has helped many people, like Sandra Bullock, Julie Austin, and Florence Steele, resolve their disability disputes. We will review the facts of your situation, tell you if you have a case, and advocate on your behalf.
Get the advice you need, the compensation you deserve.
Insurance issues
Facing problems with a long-term disability, short-term disability, critical illness, life insurance, or mortgage insurance matter in a Canadian province (excluding Quebec)? Contact Canada’s most positively-reviewed law firm today at 1-855-821-5900 for a free insurance consultation.
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